Quad State Insurance Agency

Based on public information · Profile not yet claimed

Independent agency

Offices: Martinsburg & Kingwood · West Virginia

Claim this profileOwn this agency? Claim it to confirm or correct these details.

Quad State Insurance Agency is an independent insurance agency licensed in Martinsburg, WV. Its website lists offices in Martinsburg, Kingwood. Lines listed: Personal and Commercial Lines Insurance. Founding or history: Subsidiary of Farmers and Mechanics Mutual Insurance Company. Agency Match assessments based on public information: Business Partnerships high; Looking to Buy medium; Mentorship & Peer Connections low. 41 publicly sourced facts with links.

How we determined the info on this profile

License record: taken from the state license roster.
Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
Carrier partnerships: based on carriers named on the agency's website.
Looking to Buy: scored from documented acquisitions, growth and offices on the public record.
Open to Selling: not enough public facts for a score.
Mentorship & Peer Connections: scored from public signs of leadership, teaching and association ties.
Business Partnerships: scored from specialties, markets and carriers published on the agency's website.

Research

Detailed profile

Geography

2 documented offices

Ownership events

Ownership

Not confirmed

Agency Match assessments

Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.

Looking to Buy

Medium · 50

Public signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.

Agency Match score: 50/100 · Medium confidence: 3+ public facts

Why: States it grew by acquiring agencies; two or more documented offices; serves more than one state or a wide region

States it grew by acquiring agencies · Expansion: In January 2023, Quad State grew stronger by acquiring the respected Hartley Insurance Agency in Kiquadstateins.com
Two or more documented offices · 25 Administrative Drive, Martinsburg, West Virginia 25404quadstateins.com
Serves more than one state or a wide region · West Virginia and surrounding statesquadstateins.com
Three or more named leaders · Brady Hamilton, Agentquadstateins.com

What this rating was based on (4 factors)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

States it grew by acquiring agencies+15 pts
- Expansion: In January 2023, Quad State grew stronger by acquiring the respected Hartley Insurance Agency in Kingwood, WVquadstateins.com
Two or more documented offices+15 pts
- 25 Administrative Drive, Martinsburg, West Virginia 25404quadstateins.com
- 420 East Main Street, Kingwood, West Virginia 26537quadstateins.com
Serves more than one state or a wide region (supporting)+10 pts
- West Virginia and surrounding statesquadstateins.com
Three or more named leaders (supporting)+10 pts
- Brady Hamilton, Agentquadstateins.com
- Yasmyn, Agentquadstateins.com
- Brady Hamilton, MBA, CLCS - Agency Managerquadstateins.com
- Becky Bernatowicz - Branch Managerquadstateins.com

Total: 50 points → Agency Match score 50/100, rated Medium (High at 60+, Medium at 35+).

Confidence (separate from the rating): Medium confidence: 3+ public facts · 8 facts from 1 website.

Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.

Open to Selling

Acquisition Research Fit

Insufficient Evidence

No Acquisition Research Fit rating. Years in operation alone, or size alone, is not a rating.

Two documented office cities. Market segment B is descriptive context. Verified · +2 ptsquadstateins.com

Transition signals

This agency has bought another book or agency. That is buyer activity.

Countervailing evidence: This agency has bought another book or agency. That is buyer activity.

Confidence: low. Separate from the rating.

Not on file: Owner tenure is not established; Years in operation are not established; No internal succession document; Confirmed sale interest is unknown.

Confirmed sale interest: Unknown

Mentorship & Peer Connections

Low · 20

Public signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.

Agency Match score: 20/100 · Medium confidence: 3+ public facts

Why: Insurance or business association membership; three or more named leaders

Insurance or business association membership · Trusted Choice agencyquadstateins.com
Three or more named leaders · Brady Hamilton, Agentquadstateins.com

What this rating was based on (2 factors)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

Insurance or business association membership+15 pts
- Trusted Choice agencyquadstateins.com
Three or more named leaders (supporting)+5 pts
- Brady Hamilton, Agentquadstateins.com
- Yasmyn, Agentquadstateins.com
- Brady Hamilton, MBA, CLCS - Agency Managerquadstateins.com
- Becky Bernatowicz - Branch Managerquadstateins.com

Total: 20 points → Agency Match score 20/100, rated Low (High at 60+, Medium at 35+).

Confidence (separate from the rating): Medium confidence: 3+ public facts · 5 facts from 1 website.

Not known publicly: Whether the principals want to mentor or be mentored.

Business Partnerships

High · 60

Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.

Agency Match score: 60/100 · Medium confidence: 3+ public facts

Why: Niche specialty line documented; three or more carriers named; serves more than one state or a wide region

Niche specialty line documented · Personal Auto, Home, Farm, Business, Life Insurance connectionsquadstateins.com
Three or more carriers named · Farmers & Mechanics Mutualquadstateins.com
Serves more than one state or a wide region · West Virginia and surrounding statesquadstateins.com
Several documented lines of business · Personal and Commercial Lines Insurancequadstateins.com

What this rating was based on (5 factors)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

Niche specialty line documented+20 pts
- Personal Auto, Home, Farm, Business, Life Insurance connectionsquadstateins.com
Three or more carriers named+15 pts
- Farmers & Mechanics Mutualquadstateins.com
- Geicoquadstateins.com
- Progressivequadstateins.com
- Farmers & Mechanics Mutualquadstateins.com
- Geicoquadstateins.com
- Liberty Mutualquadstateins.com
- Progressivequadstateins.com
- Farmers And Mechanics Mutualquadstateins.com
Serves more than one state or a wide region+10 pts
- West Virginia and surrounding statesquadstateins.com
Several documented lines of business (supporting)+10 pts
- Personal and Commercial Lines Insurancequadstateins.com
- Lines of business: Business & Contractor Insurancequadstateins.com
- Lines of business: Umbrella Insurance Policiesquadstateins.com
- Lines of business: Emily Churchquadstateins.com
- Lines of business: Flood Insurance (optional)quadstateins.com
- Lines of business: Commercial Auto Insurance in wvquadstateins.com
- Lines of business: Commercial Property Insurance in wvquadstateins.com
- Lines of business: General Liability Insurance in wvquadstateins.com
- Lines of business: Professional Liability Insurance (E&O) in wvquadstateins.com
- Lines of business: Commercial Umbrella Insurance in wvquadstateins.com
Two or more documented offices (supporting)+5 pts
- 25 Administrative Drive, Martinsburg, West Virginia 25404quadstateins.com
- 420 East Main Street, Kingwood, West Virginia 26537quadstateins.com

Total: 60 points → Agency Match score 60/100, rated High (High at 60+, Medium at 35+).

Confidence (separate from the rating): Medium confidence: 3+ public facts · 22 facts from 1 website.

Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.

Record & channel

License recordPublicly sourced

West Virginia resident business-entity license #3002354573 (NPN 20600270), licensed at Martinsburg, WV

sbs.naic.org

ChannelPublicly sourced

Independent agency

“Independent Advantage – We represent multiple carriers”

Quad State Insurance Agency

Agency Match assessments

Looking to Buy

Open to Selling

Mentorship & Peer Connections

Business Partnerships

Record & channel

Locations & footprint

Highlights

Story so far

People & affiliations

Names & entities

Facts from published sources (41 verified)