Advocate Insurance Group
Based on public information · Profile not yet claimedIndependent agency
Offices: Martinsburg · West VirginiaAdvocate Insurance Group is an independent insurance agency licensed in Martinsburg, WV. Lines listed: Auto, Home, Business, Life Insurance. Founding or history: 2008. Agency Match assessments based on public information: Mentorship & Peer Connections medium; Business Partnerships low. 35 publicly sourced facts with links.
How we determined the info on this profile
- License record: taken from the state license roster.
- Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
- Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
- Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
- Carrier partnerships: based on carriers named on the agency's website and on carrier logos on the agency's website.
- Looking to Buy: not enough public facts for a score.
- Open to Selling: not enough public facts for a score.
- Mentorship & Peer Connections: scored from public signs of leadership, teaching and association ties.
- Business Partnerships: scored from carrier logos on the agency's website and from other public facts.
Research
Detailed profile
Geography
1 documented offices
Ownership events
None documented
Ownership
Not confirmed
Agency Match assessments
Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.
Looking to Buy
Insufficient EvidencePublic signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.
Why: Three or more named leaders; public history of 15+ years in business or in the industry
- Three or more named leaders · Michelle Cuthrell, Owneradvocate-ins.com
- Public history of 15+ years in business or in the industry · 2008advocate-ins.com
What this rating was based on (2 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Three or more named leaders (supporting)+10 pts
- Michelle Cuthrell, Owneradvocate-ins.com
- Michelle Cuthrell Sadat, owneradvocate-ins.com
- Michelle Cuthrell Sadat, Owner / Agentadvocate-ins.com
- Kaveh Sadat, Outside Sales Agentadvocate-ins.com
- Shannon Roberts, Office Manageradvocate-ins.com
- Public history of 15+ years in business or in the industry (supporting)+5 pts
- 2008advocate-ins.com
Total: 15 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.
Confidence (separate from the rating): not given without a rating · 6 facts from 1 website.
Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.
Open to Selling
Acquisition Research Fit
Low · 3Acquisition Research Fit is low. Formation year 2008 is on a verified record (18 years in operation). The rating stays Low because years in operation and size are a business profile, not a transition. This is not a statement that the agency wants to sell.
- Formation year 2008 is on a verified record (18 years in operation). Verified · +3 ptsadvocate-ins.com
Confidence: low. Separate from the rating.
Not on file: Owner tenure is not established; No internal succession document; Confirmed sale interest is unknown.
Confirmed sale interest: Unknown
Mentorship & Peer Connections
Medium · 45Public signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.
Agency Match score: 45/100 · Medium confidence: 3+ public facts
Why: Insurance or business association membership; public history of 15+ years in business or in the industry; insurance industry or carrier recognition
- Insurance or business association membership · Civic leadership: In addition to being mom, Michelle is very involved in the community and serves on several badvocate-ins.com
- Public history of 15+ years in business or in the industry · 2008advocate-ins.com
- Insurance industry or carrier recognition · 2022 Small Business of Year by the Martinsburg - Berkeley County Chamber of Commerceadvocate-ins.com
- Community recognition · Community recognition: Small Business of Year by the Martinsburg - Berkeley County Chamber of Commerce!advocate-ins.com
What this rating was based on (5 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Insurance or business association membership+15 pts
- Civic leadership: In addition to being mom, Michelle is very involved in the community and serves on several boards incladvocate-ins.com
- Public history of 15+ years in business or in the industry (supporting)+10 pts
- 2008advocate-ins.com
- Insurance industry or carrier recognition+10 pts
- 2022 Small Business of Year by the Martinsburg - Berkeley County Chamber of Commerceadvocate-ins.com
- Community recognition (supporting)+5 pts
- Community recognition: Small Business of Year by the Martinsburg - Berkeley County Chamber of Commerce!advocate-ins.com
- Three or more named leaders (supporting)+5 pts
- Michelle Cuthrell, Owneradvocate-ins.com
- Michelle Cuthrell Sadat, owneradvocate-ins.com
- Michelle Cuthrell Sadat, Owner / Agentadvocate-ins.com
- Kaveh Sadat, Outside Sales Agentadvocate-ins.com
- Shannon Roberts, Office Manageradvocate-ins.com
Total: 45 points → Agency Match score 45/100, rated Medium (High at 60+, Medium at 35+).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 9 facts from 1 website.
Not known publicly: Whether the principals want to mentor or be mentored.
Business Partnerships
Low · 25Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.
Agency Match score: 25/100 · High confidence: 5+ public facts from 2+ sources
Why: Three or more carriers named; several documented lines of business
- Three or more carriers named · Carrier listing: Advocate Insurance Group LLC | Erie Insuranceerieinsurance.com
- Several documented lines of business · Auto, Home, Business, Life Insuranceadvocate-ins.com
What this rating was based on (2 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Three or more carriers named+15 pts
- Carrier listing: Advocate Insurance Group LLC | Erie Insuranceerieinsurance.com
- Independent ERIE Agentadvocate-ins.com
- ERIE Agentadvocate-ins.com
- ERIE Insuranceadvocate-ins.com
- Aflacadvocate-ins.com
- Progressiveadvocate-ins.com
- UnitedHealthcareadvocate-ins.com
- Westfieldadvocate-ins.com
- Hagertyadvocate-ins.com
- Several documented lines of business (supporting)+10 pts
- Auto, Home, Business, Life Insuranceadvocate-ins.com
- Auto, Home, Business, Life, Health Insuranceadvocate-ins.com
- Auto, Home, Business, Life, Health, Group Benefitsadvocate-ins.com
Total: 25 points → Agency Match score 25/100, rated Low (High at 60+, Medium at 35+).
Confidence (separate from the rating): High confidence: 5+ public facts from 2+ sources · 12 facts from 2 websites.
Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.
Record & channel
West Virginia resident business-entity license #100107302 (NPN 15835665), licensed at Martinsburg, WV
sbs.naic.orgIndependent agency
“Your Local Martinsburg Independent Insurance Agency”advocate-ins.com
Not confirmed. Names on a website or license are not treated as proof of who owns the agency.
Website: www.advocate-ins.com
Locations & footprint
Martinsburg, West Virginia
Operating office · Eastern Panhandle
Documented offices are not necessarily the full service area. Acquisitions do not establish additional offices.
Highlights
People & affiliations
I’m Michelle Cuthrell owner of Advocate Insurance Group.
I’m Michelle Cuthrell Sadat, owner of Advocate Insurance Group.
Michelle Cuthrell Sadat Owner / Agent Michelle has been in the insurance industry since 2005 and started Advocate Insurance Group in 2008.
Kaveh Sadat Outside Sales Agent Kaveh started his insurance career in 2002 and joined the Advocate Team in 2013.
Shannon Roberts Office Manager Shannon started in the Insurance field in 1998, and joined Advocate Insurance Group in June of 2015.
Martinsburg Sunrise Rotary Club
Names & entities
Legal name on license record
Facts from published sources (35 verified)
Carrier listing: Advocate Insurance Group LLC | Erie Insurance
“Advocate Insurance Group LLC | Erie Insurance”erieinsurance.com
Community recognition: Small Business of Year by the Martinsburg - Berkeley County Chamber of Commerce!
“Small Business of Year by the Martinsburg - Berkeley County Chamber of Commerce!”advocate-ins.com
Tenure: at Insurance Agent / Owner Specializing In Erie Insurance Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs
“at Insurance Agent / Owner Specializing In Erie Insurance Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs”advocate-ins.com
Possible website (not confirmed): Advocate Insurance Group... 111 S Queen St, Martinsburg, WV 25401; phone
“Advocate Insurance Group... 111 S Queen St, Martinsburg, WV 25401; phone”advocate-ins.com
Website on file: surance Resources Contact Martinsburg Office Secure Contact Form Refer a Friend Home > Martinsburg Office Call Us Today Martinsburg Office Advocate Insurance Group 111 S Queen St
“surance Resources Contact Martinsburg Office Secure Contact Form Refer a Friend Home > Martinsburg Office Call Us Today Martinsburg Office Advocate Insurance Group 111 S Queen St”advocate-ins.com
Independence evidence: Your Local Martinsburg Independent Insurance Agency
“Your Local Martinsburg Independent Insurance Agency”advocate-ins.com
111 S Queen St Martinsburg, West Virginia 25401
“Advocate Insurance Group 111 S Queen St Martinsburg , West Virginia 25401”advocate-ins.com
Michelle Cuthrell, Owner
“I’m Michelle Cuthrell owner of Advocate Insurance Group.”advocate-ins.com
Independent ERIE Agent
“the best way to make sure you have the right coverage for your needs is through an independent ERIE Agent.”advocate-ins.com
Auto, Home, Business, Life Insurance
“Advocate Insurance Group specializes in Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance.”advocate-ins.com
Martinsburg and all of West Virginia
“Advocate Insurance Group offers Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance in Martinsburg and all of West Virginia.”advocate-ins.com
2022 Small Business of Year by the Martinsburg - Berkeley County Chamber of Commerce
“Advocate Insurance Group has been named 2022 Small Business of Year by the Martinsburg - Berkeley County Chamber of Commerce!”advocate-ins.com
2014 Giving Network Agency of the Year Award
“Advocate Insurance Group was awarded the 2014 Giving Network Agency of the Year Award for outstanding community service.”advocate-ins.com
2017 Main Street Martinsburg Business of the Year Award
“Advocate Insurance Group is incredibility grateful to be the recipient of the 2017 Main Street Martinsburg Business of the Year Award.”advocate-ins.com
111 S Queen St Martinsburg, West Virginia 25401
“Advocate Insurance Group 111 S Queen St Martinsburg , West Virginia 25401”advocate-ins.com
Michelle Cuthrell Sadat, owner
“I’m Michelle Cuthrell Sadat, owner of Advocate Insurance Group.”advocate-ins.com
Independent Agents
“We are Independent Agents in Martinsburg, West Virginia, free to choose the best carrier for your insurance needs.”advocate-ins.com
ERIE Agent
“the best way to make sure you have the right coverage for your needs is through an independent ERIE Agent.”advocate-ins.com
Auto, Home, Business, Life, Health Insurance
“Advocate Insurance Group offers Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance in Martinsburg and all of West Virginia.”advocate-ins.com
Martinsburg and all of West Virginia
“Advocate Insurance Group offers Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance in Martinsburg and all of West Virginia.”advocate-ins.com
Martinsburg Sunrise Rotary Club
“Associations Community Associations Martinsburg Sunrise Rotary Club”advocate-ins.com
111 S Queen St Martinsburg , West Virginia 25401
“Advocate Insurance Group 111 S Queen St Martinsburg , West Virginia 25401”advocate-ins.com
2008
“Michelle has been in the insurance industry since 2005 and started Advocate Insurance Group in 2008.”advocate-ins.com
Michelle Cuthrell Sadat, Owner / Agent
“Michelle Cuthrell Sadat Owner / Agent Michelle has been in the insurance industry since 2005 and started Advocate Insurance Group in 2008.”advocate-ins.com
Kaveh Sadat, Outside Sales Agent
“Kaveh Sadat Outside Sales Agent Kaveh started his insurance career in 2002 and joined the Advocate Team in 2013.”advocate-ins.com
Shannon Roberts, Office Manager
“Shannon Roberts Office Manager Shannon started in the Insurance field in 1998, and joined Advocate Insurance Group in June of 2015.”advocate-ins.com
Auto, Home, Business, Life, Health, Group Benefits
“Advocate Insurance Group specializes in Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance”advocate-ins.com
West Virginia, including Martinsburg, Shepherdstown, Charles Town, Ranson, Inwood, Bunker Hill, Spring Mills, Hedgesville, Gerrardstown, and Kearneysville
“Advocate Insurance Group specializes in Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance to all of West Virginia, including Martinsburg, Shepherdstown, Charles Town, Ranson, Inwood, Bunker Hill, Spring Mills, Hedgesville, Gerrardstown, and Kearneysville.”advocate-ins.com
ERIE Insurance
“Specializing In Erie Insurance "ERIE Auto Insurance Quote"”advocate-ins.com
Civic leadership: In addition to being mom, Michelle is very involved in the community and serves on several boards including her local Rotary Club, Berkeley County Chamber of Commerce, Boys & Girls Club and Main Street Martinsburg.
“In addition to being mom, Michelle is very involved in the community and serves on several boards including her local Rotary Club, Berkeley County Chamber of Commerce, Boys & Girls Club and Main Street Martinsburg.”advocate-ins.com