agencymatchClaim your agency
All agencies
EB

E & B Insurance Agency, LLC

Based on public information · Profile not yet claimed

Licensed agency · channel not confirmed

Offices: Martinsburg · West Virginia
Claim this profileOwn this agency? Claim it to confirm or correct these details.
Compare

E & B Insurance Agency, LLC is a licensed insurance agency licensed in Martinsburg, WV. Lines listed: Auto, Home, Renters, Business, Workers Comp. Founding or history: 1869. Agency Match assessments based on public information: Business Partnerships medium. 26 publicly sourced facts with links.

How we determined the info on this profile
  • License record: taken from the state license roster.
  • Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
  • Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
  • Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
  • Carrier partnerships: based on carriers named on the agency's website.
  • Looking to Buy: not enough public facts for a score.
  • Open to Selling: not enough public facts for a score.
  • Mentorship & Peer Connections: not enough public facts for a score.
  • Business Partnerships: scored from specialties, markets and carriers published on the agency's website.

Research

Detailed profile

Geography

1 documented offices

Ownership events

2

Ownership

Not confirmed

Agency Match assessments

Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.

Looking to Buy

Insufficient Evidence

Public signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.

Why: Public history of 15+ years in business or in the industry

  • Public history of 15+ years in business or in the industry · 1869ebains.com
What this rating was based on (1 factor)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

  1. Public history of 15+ years in business or in the industry (supporting)+5 pts

Total: 5 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.

Confidence (separate from the rating): not given without a rating · 1 facts from 1 website.

Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.

Open to Selling

Acquisition Research Fit

Low · 8

Acquisition Research Fit is low. Formation year 1869 is on a verified record (157 years in operation). The rating stays Low because years in operation and size are a business profile, not a transition. This is not a statement that the agency wants to sell.

  • Formation year 1869 is on a verified record (157 years in operation). Verified · +8 ptsebains.com

Transition signals

  • Trade-name history is on file and is not a sale signal.

Confidence: low. Separate from the rating.

Not on file: Owner tenure is not established; No internal succession document; Confirmed sale interest is unknown.

Confirmed sale interest: Unknown

Mentorship & Peer Connections

Insufficient Evidence

Public signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.

Why: Public history of 15+ years in business or in the industry; public history of 30+ years in business or in the industry

  • Public history of 15+ years in business or in the industry · 1869ebains.com
  • Public history of 30+ years in business or in the industry · 1869ebains.com
What this rating was based on (2 factors)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

  1. Public history of 15+ years in business or in the industry (supporting)+10 pts
  2. Public history of 30+ years in business or in the industry (supporting)+5 pts

Total: 15 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.

Confidence (separate from the rating): not given without a rating · 2 facts from 1 website.

Not known publicly: Whether the principals want to mentor or be mentored.

Business Partnerships

Medium · 45

Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.

Agency Match score: 45/100 · Medium confidence: 3+ public facts

Why: Niche specialty line documented; three or more carriers named; several documented lines of business

  • Niche specialty line documented · Lines of business: Cyber Liabilityebains.com
  • Three or more carriers named · Encovaebains.com
  • Several documented lines of business · Auto, Home, Renters, Business, Workers Compebains.com
What this rating was based on (3 factors)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

  1. Niche specialty line documented+20 pts
  2. Three or more carriers named+15 pts
  3. Several documented lines of business (supporting)+10 pts

Total: 45 points → Agency Match score 45/100, rated Medium (High at 60+, Medium at 35+).

Confidence (separate from the rating): Medium confidence: 3+ public facts · 17 facts from 1 website.

Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.

Record & channel

License recordPublicly sourced

West Virginia resident business-entity license #3003763867 (NPN 21673987), licensed at Martinsburg, WV

sbs.naic.org
ChannelUnknown

Licensed agency · channel not confirmed

No published statement found yet saying whether this agency is independent or represents one carrier.

OwnershipUnknown

Not confirmed. Names on a website or license are not treated as proof of who owns the agency.

Website: www.ebains.com

Locations & footprint

Martinsburg, West Virginia

Operating office · Eastern Panhandle

PublishedBrowse city

Documented offices are not necessarily the full service area. Acquisitions do not establish additional offices.

Highlights

Auto, Home, Renters, Business, Workers CompFounding: 1869

Story so far

  1. —

    Formerly Smith-Nadenbousch Insurance

    Published
  2. 1957

    1957 merger forming Smith-Nadenbousch Insurance

    Published

    Historical event: not credited to this agency as a buyer. Predecessor formation merger.

People & affiliations

Elizabeth Bradley, Owner & AgentPublished

S. Elizabeth Bradley Owner & Agent

Brandon Armentrout, OwnerPublished

Brandon Armentrout Owner

Names & entities

E & B INSURANCE AGENCY, LLCRecord

Legal name on license record

Facts from published sources (26 verified)

Office locationPublicly sourced

132 S Queen St Martinsburg, WV 25401

“Visit Us 132 S Queen St Martinsburg, WV 25401”
ebains.com
FoundingPublicly sourced

1869

“Est. 1869 · Serving Martinsburg & the Eastern Panhandle for over 150 years”
ebains.com
Line of businessPublicly sourced

Auto, Home, Renters, Business, Workers Comp

“Auto Insurance Home & Renters Umbrella & Recreational Business Insurance Workers’ Compensation”
ebains.com
CarrierPublicly sourced

Encova

“As an independent agency we represent multiple A-rated carriers — including Travelers, Liberty Mutual, Encova, Westfield and Progressive”
ebains.com
CarrierPublicly sourced

Liberty Mutual

“As an independent agency we represent multiple A-rated carriers — including Travelers, Liberty Mutual, Encova, Westfield and Progressive”
ebains.com
CarrierPublicly sourced

Progressive

“As an independent agency we represent multiple A-rated carriers — including Travelers, Liberty Mutual, Encova, Westfield and Progressive”
ebains.com
CarrierPublicly sourced

Travelers

“As an independent agency we represent multiple A-rated carriers — including Travelers, Liberty Mutual, Encova, Westfield and Progressive”
ebains.com
CarrierPublicly sourced

Westfield

“As an independent agency we represent multiple A-rated carriers — including Travelers, Liberty Mutual, Encova, Westfield and Progressive”
ebains.com
Ownership eventPublicly sourced

Formerly Smith-Nadenbousch Insurance

“Formerly Smith-Nadenbousch Insurance.”
ebains.com
FoundingPublicly sourced

1869

“Established 1869 A century and a half of protecting our neighbors”
ebains.com
Office locationPublicly sourced

132 S Queen St Martinsburg, WV 25401

“Visit Us 132 S Queen St Martinsburg, WV 25401”
ebains.com
LeadershipPublicly sourced

Elizabeth Bradley, Owner & Agent

“S. Elizabeth Bradley Owner & Agent”
ebains.com
LeadershipPublicly sourced

Brandon Armentrout, Owner

“Brandon Armentrout Owner”
ebains.com
Ownership eventPublicly sourced

1957 merger forming Smith-Nadenbousch Insurance

“In 1957 , two of those offices — the J. Roy Nadenbousch Insurance Agency and the Clyde E. Smith Insurance Agency , both founded in Martinsburg in the early 1900s — joined together to form Smith-Nadenbousch Insurance.”
ebains.com
Line of businessPublicly sourced

Personal & commercial

“Independent agency Locally owned Multi-carrier Personal & commercial”
ebains.com
Market servedPublicly sourced

Martinsburg and the Eastern Panhandle of West Virginia

“An independent insurance agency proudly serving Martinsburg and the Eastern Panhandle of West Virginia since 1869.”
ebains.com
CarrierPublicly sourced

Heritage

“Independent agency Locally owned Multi-carrier Personal & commercial A New Chapter Owners Elizabeth Bradley & Brandon Armentrout at the E&B ribbon cutting Our Heritage 150 years, one community 1869 The roots take hold The Dawson Insurance Agency opens its doors — the earliest thread in the lineage that becomes E&B, written in the ledgers of a young Martinsburg.”
ebains.com
Line of businessPublicly sourced

Lines of business: Business Owner’s Policy (BOP)

“Business Owner’s Policy (BOP)”
ebains.com
Line of businessPublicly sourced

Lines of business: General Liability

“General Liability”
ebains.com
Line of businessPublicly sourced

Lines of business: Commercial Property

“Commercial Property”
ebains.com
Line of businessPublicly sourced

Lines of business: Commercial Auto

“Commercial Auto”
ebains.com
Line of businessPublicly sourced

Lines of business: Commercial Umbrella

“Commercial Umbrella”
ebains.com
Line of businessPublicly sourced

Lines of business: Professional Liability (E&O)

“Professional Liability (E&O)”
ebains.com
Line of businessPublicly sourced

Lines of business: Cyber Liability

“Cyber Liability”
ebains.com
Line of businessPublicly sourced

Lines of business: Surety Bonds

“Surety Bonds”
ebains.com
Line of businessPublicly sourced

Lines of business: Contractors Insurance

“Contractors Insurance”
ebains.com