Terry R Garner Agency LLC
Based on public information · Profile not yet claimedLicensed agency · channel not confirmed
Offices: Lancaster · OhioTerry R Garner Agency LLC is a licensed insurance agency licensed in Lancaster, OH. Lines listed: Annuities, Medicare, LTC, Workplace Benefits, Tax Minimization, Life Insurance. Founding or history: 40 years in business. Agency Match assessments based on public information: Looking to Buy medium; Business Partnerships low. 12 publicly sourced facts with links.
How we determined the info on this profile
- License record: taken from the state license roster.
- Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
- Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
- Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
- Looking to Buy: scored from documented acquisitions, growth and offices on the public record.
- Open to Selling: not enough public facts for a score.
- Mentorship & Peer Connections: not enough public facts for a score.
- Business Partnerships: scored from specialties, markets and carriers published on the agency's website.
Research
Detailed profile
Geography
1 documented offices
Ownership events
None documented
Ownership
Not confirmed
Agency Match assessments
Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.
Looking to Buy
Medium · 40Public signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.
Agency Match score: 40/100 · Low confidence: few public facts
Why: Documented acquisition of another agency; public history of 15+ years in business or in the industry
- Documented acquisition of another agency · Acquisition: Email Eric Eric Womeldorf, Sales Representative Eric Womeldorf joined the Garner Insurance team igarnerfinancialsolutions.com
- Public history of 15+ years in business or in the industry · 40 years in businessgarnerfinancialsolutions.com
What this rating was based on (2 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Documented acquisition of another agency+35 pts
- Acquisition: Email Eric Eric Womeldorf, Sales Representative Eric Womeldorf joined the Garner Insurance team in Septembegarnerfinancialsolutions.com
- Public history of 15+ years in business or in the industry (supporting)+5 pts
- 40 years in businessgarnerfinancialsolutions.com
Total: 40 points → Agency Match score 40/100, rated Medium (High at 60+, Medium at 35+).
Confidence (separate from the rating): Low confidence: few public facts · 2 facts from 1 website.
Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.
Open to Selling
Acquisition Research Fit
Insufficient EvidenceNo Acquisition Research Fit rating. Years in operation alone, or size alone, is not a rating.
Transition signals
- This agency has bought another book or agency. That is buyer activity.
Countervailing evidence: This agency has bought another book or agency. That is buyer activity.
Confidence: low. Separate from the rating.
Not on file: Owner tenure is not established; Years in operation are not established; No internal succession document; Confirmed sale interest is unknown.
Confirmed sale interest: Unknown
Mentorship & Peer Connections
Insufficient EvidencePublic signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.
Why: Public history of 15+ years in business or in the industry
- Public history of 15+ years in business or in the industry · 40 years in businessgarnerfinancialsolutions.com
What this rating was based on (1 factor)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Public history of 15+ years in business or in the industry (supporting)+10 pts
- 40 years in businessgarnerfinancialsolutions.com
Total: 10 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.
Confidence (separate from the rating): not given without a rating · 1 facts from 1 website.
Not known publicly: Whether the principals want to mentor or be mentored.
Business Partnerships
Low · 30Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.
Agency Match score: 30/100 · Low confidence: few public facts
Why: Niche specialty line documented; several documented lines of business
- Niche specialty line documented · Annuities, Medicare, LTC, Workplace Benefits, Tax Minimization, Life Insurancegarnerfinancialsolutions.com
- Several documented lines of business · Life insurance and retirement income strategiesgarnerfinancialsolutions.com
What this rating was based on (2 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Niche specialty line documented+20 pts
- Annuities, Medicare, LTC, Workplace Benefits, Tax Minimization, Life Insurancegarnerfinancialsolutions.com
- Several documented lines of business (supporting)+10 pts
- Life insurance and retirement income strategiesgarnerfinancialsolutions.com
Total: 30 points → Agency Match score 30/100, rated Low (High at 60+, Medium at 35+).
Confidence (separate from the rating): Low confidence: few public facts · 2 facts from 1 website.
Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.
Record & channel
Ohio resident business-entity license (NPN 15743017), licensed at Lancaster, OH
gateway.insurance.ohio.govLicensed agency · channel not confirmed
No published statement found yet saying whether this agency is independent or represents one carrier.
Not confirmed. Names on a website or license are not treated as proof of who owns the agency.
Website: www.garnerfinancialsolutions.com
Locations & footprint
Lancaster, Ohio
Operating office
Documented offices are not necessarily the full service area. Acquisitions do not establish additional offices.
Highlights
People & affiliations
Terry Garner, Licensed Insurance Professional
Terry Garner, Licensed Insurance Professional Owner, Garner Financial Solutions
Names & entities
Legal name on license record
Facts from published sources (12 verified, 1 unverified)
Lancaster, OH 43130
“Address: 2658 N. Columbus St., Suite H3, Lancaster, OH 43130”garnerfinancialsolutions.com
Leadership: Terry Garner, Licensed Insurance Professional
“Terry Garner, Licensed Insurance Professional”garnerfinancialsolutions.com
Annuities, Medicare, LTC, Workplace Benefits, Tax Minimization, Life Insurance
“Helping clients with: Annuities Create an income stream Medicare and LTC Plan for the unexpected Workplace Manage Benefits Tax Minimization Potentially reduce your tax burden Life Leave a legacy”garnerfinancialsolutions.com
individuals, families, retirees, pre-retirees and small to medium sized businesses
“Serving individuals, families, retirees, pre-retirees and small to medium sized businesses.”garnerfinancialsolutions.com
40 years in business
“After 40 years in this business, I’ve helped thousands of people prepare for retirement”garnerfinancialsolutions.com
Lancaster, OH 43130
“Address: 2658 N. Columbus St., Suite H3, Lancaster, OH 43130”garnerfinancialsolutions.com
Independent agency opened
“in December of 2010 made the decision to open an independent agency, Garner Insurance.”garnerfinancialsolutions.com
Owner
“Terry Garner, Licensed Insurance Professional Owner, Garner Financial Solutions”garnerfinancialsolutions.com
Life insurance and retirement income strategies
“focus on what he is truly passionate about, life insurance and retirement income strategies.”garnerfinancialsolutions.com
Individuals, families, retirees, pre-retirees and small to medium sized businesses
“Serving individuals, families, retirees, pre-retirees and small to medium sized businesses.”garnerfinancialsolutions.com
Eric joined team via purchase
“Eric Womeldorf joined the Garner Insurance team in September 2017 when Terry and Teresa purchased an existing agency in Logan, Ohio.”garnerfinancialsolutions.com
Acquisition: Email Eric Eric Womeldorf, Sales Representative Eric Womeldorf joined the Garner Insurance team in September 2017 when Terry and Teresa purchased an existing agency in Logan, Ohio.
“Email Eric Eric Womeldorf, Sales Representative Eric Womeldorf joined the Garner Insurance team in September 2017 when Terry and Teresa purchased an existing agency in Logan, Ohio.”garnerfinancialsolutions.com
Show 1 unverified fact (did not pass QA)
Sold property and casualty portion
“In 2021 Terry made the decision to sell the property and casualty portion of his business”
QA note: Unverified: value not supported by quote. Shown for transparency; not treated as a fact.
garnerfinancialsolutions.com