Garlow Insurance Agency INC

Based on public information · Profile not yet claimed

Licensed agency · channel not confirmed

Offices: South Charleston & Hurricane & Point Pleasant & Marmet · West Virginia

Claim this profileOwn this agency? Claim it to confirm or correct these details.

Garlow Insurance Agency INC is a licensed insurance agency licensed in South Charleston, WV. Its website lists offices in South Charleston, Hurricane, Point Pleasant, Marmet. Lines listed: Auto, Home, Renters, Business/Commercial, Life Insurance. Founding or history: July 2017. Agency Match assessments based on public information: Business Partnerships medium; Looking to Buy low. 37 publicly sourced facts with links.

How we determined the info on this profile

License record: taken from the state license roster.
Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
Carrier partnerships: based on carrier logos on the agency's website.
Looking to Buy: scored from documented acquisitions, growth and offices on the public record.
Open to Selling: not enough public facts for a score.
Mentorship & Peer Connections: not enough public facts for a score.
Business Partnerships: scored from carrier logos on the agency's website and from other public facts.

Research

Detailed profile

Geography

4 documented offices

Ownership events

None documented

Ownership

Not confirmed

Agency Match assessments

Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.

Looking to Buy

Low · 25

Public signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.

Agency Match score: 25/100 · Medium confidence: 3+ public facts

Why: Two or more documented offices; three or more named leaders

Two or more documented offices · South Charleston, WV 20 MacCorkle Ave SWcaldwellinsurancewv.com
Three or more named leaders · Pat Pinsoncaldwellinsurancewv.com

What this rating was based on (2 factors)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

Two or more documented offices+15 pts
- South Charleston, WV 20 MacCorkle Ave SWcaldwellinsurancewv.com
- Hurricane, WV 3744 Teays Valley Road, STE 101caldwellinsurancewv.com
- Point Pleasant, WV 501 Main Streetcaldwellinsurancewv.com
- Marmet, WV 8720 MacCorkle Avecaldwellinsurancewv.com
Three or more named leaders (supporting)+10 pts
- Pat Pinsoncaldwellinsurancewv.com
- Diana Thomascaldwellinsurancewv.com
- Randy Nevillecaldwellinsurancewv.com
- Scott Ayrescaldwellinsurancewv.com
- Aaron Graleycaldwellinsurancewv.com
- Chris Dicksoncaldwellinsurancewv.com
- John Bellcaldwellinsurancewv.com
- Jack Grimmcaldwellinsurancewv.com
- Dave Holtcaldwellinsurancewv.com
- Tony Lucascaldwellinsurancewv.com
- Alec Austincaldwellinsurancewv.com
- Leadership: Sheila Caldwellcaldwellinsurancewv.com

Total: 25 points → Agency Match score 25/100, rated Low (High at 60+, Medium at 35+).

Confidence (separate from the rating): Medium confidence: 3+ public facts · 16 facts from 1 website.

Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.

Open to Selling

Acquisition Research Fit

Insufficient Evidence

No Acquisition Research Fit rating. Years in operation alone, or size alone, is not a rating.

4 documented office cities. Market segment C is descriptive context. Verified · +3 ptscaldwellinsurancewv.com

Confidence: low. Separate from the rating.

Not on file: Owner tenure is not established; Years in operation are not established; No internal succession document; Confirmed sale interest is unknown.

Confirmed sale interest: Unknown

Mentorship & Peer Connections

Insufficient Evidence

Public signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.

Why: Three or more named leaders

Three or more named leaders · Pat Pinsoncaldwellinsurancewv.com

What this rating was based on (1 factor)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

Three or more named leaders (supporting)+5 pts
- Pat Pinsoncaldwellinsurancewv.com
- Diana Thomascaldwellinsurancewv.com
- Randy Nevillecaldwellinsurancewv.com
- Scott Ayrescaldwellinsurancewv.com
- Aaron Graleycaldwellinsurancewv.com
- Chris Dicksoncaldwellinsurancewv.com
- John Bellcaldwellinsurancewv.com
- Jack Grimmcaldwellinsurancewv.com
- Dave Holtcaldwellinsurancewv.com
- Tony Lucascaldwellinsurancewv.com
- Alec Austincaldwellinsurancewv.com
- Leadership: Sheila Caldwellcaldwellinsurancewv.com

Total: 5 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.

Confidence (separate from the rating): not given without a rating · 12 facts from 1 website.

Not known publicly: Whether the principals want to mentor or be mentored.

Business Partnerships

Medium · 50

Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.

Agency Match score: 50/100 · Medium confidence: 3+ public facts

Why: Niche specialty line documented; three or more carriers named; several documented lines of business

Niche specialty line documented · Lines of business: Errors and Omissions Liability (E&O)caldwellinsurancewv.com
Three or more carriers named · Westfieldcaldwellinsurancewv.com
Several documented lines of business · Auto, Home, Renters, Business/Commercial, Life Insurancecaldwellinsurancewv.com
Two or more documented offices · South Charleston, WV 20 MacCorkle Ave SWcaldwellinsurancewv.com

What this rating was based on (4 factors)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

Niche specialty line documented+20 pts
- Lines of business: Errors and Omissions Liability (E&O)caldwellinsurancewv.com
Three or more carriers named+15 pts
- Westfieldcaldwellinsurancewv.com
- National Generalcaldwellinsurancewv.com
- Safecocaldwellinsurancewv.com
- Encovacaldwellinsurancewv.com
Several documented lines of business (supporting)+10 pts
- Auto, Home, Renters, Business/Commercial, Life Insurancecaldwellinsurancewv.com
- Auto, Home, Commercial, Renters, Business, Life & Health, Employee Benefitscaldwellinsurancewv.com
- Auto Home Commercial Renters Personal Home Auto Business Life & Health Employee Benefitscaldwellinsurancewv.com
- Lines of business: Auto Insurance in West Virginiacaldwellinsurancewv.com
- Lines of business: Life Insurance in West Virginiacaldwellinsurancewv.com
- Lines of business: Business Owners Policy (BOP)caldwellinsurancewv.com
- Lines of business: Commercial Umbrellacaldwellinsurancewv.com
- Lines of business: General Liabilitycaldwellinsurancewv.com
- Lines of business: Crime and Fidelity Bondcaldwellinsurancewv.com
- Lines of business: Workers' Compensationcaldwellinsurancewv.com
- Lines of business: Business Auto Insurancecaldwellinsurancewv.com
- Lines of business: Cyber Liabilitycaldwellinsurancewv.com
Two or more documented offices (supporting)+5 pts
- South Charleston, WV 20 MacCorkle Ave SWcaldwellinsurancewv.com
- Hurricane, WV 3744 Teays Valley Road, STE 101caldwellinsurancewv.com
- Point Pleasant, WV 501 Main Streetcaldwellinsurancewv.com
- Marmet, WV 8720 MacCorkle Avecaldwellinsurancewv.com

Total: 50 points → Agency Match score 50/100, rated Medium (High at 60+, Medium at 35+).

Confidence (separate from the rating): Medium confidence: 3+ public facts · 21 facts from 1 website.

Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.

Record & channel

License recordPublicly sourced

West Virginia resident business-entity license #100113131 (NPN 8628594), licensed at South Charleston, WV

sbs.naic.org

ChannelUnknown

Licensed agency · channel not confirmed

No published statement found yet saying whether this agency is independent or represents one carrier.

OwnershipUnknown

Not confirmed. Names on a website or license are not treated as proof of who owns the agency.

Website: caldwellinsurancewv.com

Locations & footprint

South Charleston, West Virginia

Operating office · Kanawha Valley

PublishedBrowse city

Hurricane, West Virginia

Operating office · Kanawha Valley

PublishedBrowse city

Point Pleasant, West Virginia

Operating office · Mid-Ohio Valley

PublishedBrowse city

Marmet, West Virginia

Operating office · Kanawha Valley

PublishedBrowse city

Documented offices are not necessarily the full service area. Acquisitions do not establish additional offices.

Highlights

Auto, Home, Renters, Business/Commercial, Life InsuranceFounding: July 2017

People & affiliations

Pat PinsonPublished

Agents Pat Pinson

Diana ThomasPublished

Diana Thomas Randy Neville

Randy NevillePublished

Diana Thomas Randy Neville Scott Ayres

Scott AyresPublished

Randy Neville Scott Ayres Aaron Graley

Aaron GraleyPublished

Scott Ayres Aaron Graley Chris Dickson

Chris DicksonPublished

Aaron Graley Chris Dickson John Bell

John BellPublished

Chris Dickson John Bell Jack Grimm

Jack GrimmPublished

John Bell Jack Grimm Dave Holt

Names & entities

GARLOW INSURANCE AGENCY INCRecord

Legal name on license record

CALDWELL INSURANCE AGENCY,GARLOW INS FINANCIAL SVCS LLC,LEWIS, GARLOW & ASSOC INS AGENCY,PAYNE & GARLOW INSURANCERecord

DBA / also operating as (license record)

Facts from published sources (37 verified)

FoundingPublicly sourced

July 2017

“Jeremy and Jessica Caldwell started the business in July 2017.”