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Cvechko Insurance Services

Based on public information · Profile not yet claimed

Independent agency

Offices: Philippi · West Virginia
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Cvechko Insurance Services is an independent insurance agency licensed in Philippi, WV. Lines listed: Auto, Homeowners, Business, Life, and Farm Insurance. Founding or history: 2013. Agency Match assessments based on public information: Business Partnerships medium. 36 publicly sourced facts with links.

How we determined the info on this profile
  • License record: taken from the state license roster.
  • Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
  • Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
  • Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
  • Carrier partnerships: based on carriers named on the agency's website and on carrier logos on the agency's website.
  • Looking to Buy: not enough public facts for a score.
  • Open to Selling: not enough public facts for a score.
  • Mentorship & Peer Connections: not enough public facts for a score.
  • Business Partnerships: scored from carrier logos on the agency's website and from other public facts.

Research

Detailed profile

Geography

1 documented offices

Ownership events

None documented

Ownership

Not confirmed

Agency Match assessments

Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.

Looking to Buy

Insufficient Evidence

Public signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.

Why: Not enough public information for this assessment.

What this rating was based on (0 factors)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

No factor in this rubric was found in public information.

    Total: 0 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.

    Confidence (separate from the rating): not given without a rating · 0 facts from 0 websites.

    Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.

    Open to Selling

    Acquisition Research Fit

    Insufficient Evidence

    No Acquisition Research Fit rating. Years in operation alone, or size alone, is not a rating.

    Confidence: low. Separate from the rating.

    Not on file: Owner tenure is not established; Years in operation are not established; No internal succession document; Confirmed sale interest is unknown.

    Confirmed sale interest: Unknown

    Mentorship & Peer Connections

    Insufficient Evidence

    Public signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.

    Why: Not enough public information for this assessment.

    What this rating was based on (0 factors)

    Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

    No factor in this rubric was found in public information.

      Total: 0 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.

      Confidence (separate from the rating): not given without a rating · 0 facts from 0 websites.

      Not known publicly: Whether the principals want to mentor or be mentored.

      Business Partnerships

      Medium · 45

      Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.

      Agency Match score: 45/100 · High confidence: 5+ public facts from 2+ sources

      Why: Niche specialty line documented; three or more carriers named; several documented lines of business

      • Niche specialty line documented · Auto, Homeowners, Business, Life, and Farm Insurancecvechkoinsurance.com
      • Three or more carriers named · Carrier listing: Cvechko Insurance Services LLC | Erie Insuranceerieinsurance.com
      • Several documented lines of business · Auto, Homeowners, Business, Life, and Farm Insurancecvechkoinsurance.com
      What this rating was based on (3 factors)

      Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

      1. Niche specialty line documented+20 pts
      2. Three or more carriers named+15 pts
      3. Several documented lines of business (supporting)+10 pts

      Total: 45 points → Agency Match score 45/100, rated Medium (High at 60+, Medium at 35+).

      Confidence (separate from the rating): High confidence: 5+ public facts from 2+ sources · 15 facts from 2 websites.

      Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.

      Record & channel

      License recordPublicly sourced

      West Virginia resident business-entity license #100154645 (NPN 16966668), licensed at Philippi, WV

      sbs.naic.org
      ChannelPublicly sourced

      Independent agency

      “Your Local Independent Insurance Agency.”
      cvechkoinsurance.com
      OwnershipUnknown

      Not confirmed. Names on a website or license are not treated as proof of who owns the agency.

      Website: www.cvechkoinsurance.com

      Locations & footprint

      Philippi, West Virginia

      Operating office · North Central

      PublishedBrowse city

      Documented offices are not necessarily the full service area. Acquisitions do not establish additional offices.

      Highlights

      Auto, Homeowners, Business, Life, and Farm InsuranceFounding: 2013

      People & affiliations

      Michael Cvechko, owner and founderPublished

      Michael Cvechko, owner and founder of Cvechko Insurance Services in Philippi, West Virginia, has been providing insurance solutions for families and business owners for almost 20 years.

      Names & entities

      CVECHKO INSURANCE SERVICES, LLCRecord

      Legal name on license record

      Facts from published sources (36 verified)

      Carrier listingPublicly sourced

      Carrier listing: Cvechko Insurance Services LLC | Erie Insurance

      “Cvechko Insurance Services LLC | Erie Insurance”
      erieinsurance.com
      Website candidatePublicly sourced

      Possible website (not confirmed): Cvechko Insurance Services... 16356 Barbour County Highway, Philippi, WV 26416; phone

      “Cvechko Insurance Services... 16356 Barbour County Highway, Philippi, WV 26416; phone”
      cvechkoinsurance.com
      Website verifiedPublicly sourced

      Website on file: Contact Our Philippi, WV Office | Cvechko Insurance Services Skip to Content Skip to Footer Insurance Personal Insurance Auto Insurance Homeowners Insu

      “Contact Our Philippi, WV Office | Cvechko Insurance Services Skip to Content Skip to Footer Insurance Personal Insurance Auto Insurance Homeowners Insu”
      cvechkoinsurance.com
      Association leadership rolePublicly sourced

      Association leadership: Mike Cvechko, Cvechko Insurance Services, Philippi

      “Mike Cvechko, Cvechko Insurance Services, Philippi”
      lootpress.com
      Independent statusPublicly sourced

      Independence evidence: Your Local Independent Insurance Agency.

      “Your Local Independent Insurance Agency.”
      cvechkoinsurance.com
      Insurance association leadershipPublicly sourced

      Insurance association leadership: Mike Cvechko, Cvechko Insurance Services, Philippi

      “Mike Cvechko, Cvechko Insurance Services, Philippi”
      lootpress.com
      FoundedPublicly sourced

      Founding: In 2013, Michael was given the uni

      “In 2013, Michael was given the uni”
      cvechkoinsurance.com
      Office locationPublicly sourced

      16356 Barbour County Highway Philippi, West Virginia 26416

      “Cvechko Insurance Services 16356 Barbour County Highway Philippi, West Virginia 26416”
      cvechkoinsurance.com
      FoundingPublicly sourced

      2013

      “In 2013, Michael was given the unique opportunity by Erie Insurance Companies, one of the leading insurance carriers in West Virginia, to open his own independent insurance agency in Philippi.”
      cvechkoinsurance.com
      LeadershipPublicly sourced

      Michael Cvechko, owner and founder

      “Michael Cvechko, owner and founder of Cvechko Insurance Services in Philippi, West Virginia, has been providing insurance solutions for families and business owners for almost 20 years.”
      cvechkoinsurance.com
      IndependentPublicly sourced

      Independent Insurance Agency

      “Your Local Independent Insurance Agency.”
      cvechkoinsurance.com
      Line of businessPublicly sourced

      Auto, Homeowners, Business, Life, and Farm Insurance

      “Cvechko Insurance Services specializes in Auto, Homeowners, Business, Life, and Farm Insurance.”
      cvechkoinsurance.com
      CarrierPublicly sourced

      Erie Insurance Companies

      “In 2013, Michael was given the unique opportunity by Erie Insurance Companies, one of the leading insurance carriers in West Virginia, to open his own independent insurance agency in Philippi.”
      cvechkoinsurance.com
      Market servedPublicly sourced

      Philippi and All of West Virginia

      “Insuring Philippi and All of West Virginia”
      cvechkoinsurance.com
      Office locationPublicly sourced

      Philippi, West Virginia 26416

      “Cvechko Insurance Services 16356 Barbour County Highway Philippi, West Virginia 26416”
      cvechkoinsurance.com
      FoundingPublicly sourced

      2013

      “In 2013, Michael was given the unique opportunity by Erie Insurance Companies, one of the leading insurance carriers in West Virginia, to open his own independent insurance agency in Philippi.”
      cvechkoinsurance.com
      IndependentPublicly sourced

      Independent Agents in Philippi, West Virginia

      “We are Independent Agents in Philippi, West Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you.”
      cvechkoinsurance.com
      Line of businessPublicly sourced

      Auto, Homeowners, Business, Life, and Farm Insurance

      “Cvechko Insurance Services provides Auto, Homeowners, Business, Life, and Farm Insurance to all of West Virginia, including Philippi, Clarksburg, Fairmont, Morgantown, Grafton, Buckhannon, Elkins, Barbour, Upshur, Taylor, Randolph and Belington.”
      cvechkoinsurance.com
      Market servedPublicly sourced

      West Virginia

      “Cvechko Insurance Services provides Auto, Homeowners, Business, Life, and Farm Insurance to all of West Virginia, including Philippi, Clarksburg, Fairmont, Morgantown, Grafton, Buckhannon, Elkins, Barbour, Upshur, Taylor, Randolph and Belington.”
      cvechkoinsurance.com
      Office locationPublicly sourced

      Philippi, West Virginia 26416

      “Cvechko Insurance Services 16356 Barbour County Highway Philippi, West Virginia 26416”
      cvechkoinsurance.com
      Line of businessPublicly sourced

      Auto, Homeowners, Business, Life, and Farm Insurance

      “Cvechko Insurance Services provides Auto, Homeowners, Business, Life, and Farm Insurance to all of West Virginia”
      cvechkoinsurance.com
      IndependentPublicly sourced

      Independent Insurance Agency

      “See How Our Independent Insurance Agency Benefits You”
      cvechkoinsurance.com
      CarrierPublicly sourced

      Chubb

      “Blink by Chubb Logo”
      cvechkoinsurance.com
      CarrierPublicly sourced

      RLI

      “RLI Logo”
      cvechkoinsurance.com
      CarrierPublicly sourced

      Progressive

      “Progressive Logo”
      cvechkoinsurance.com
      CarrierPublicly sourced

      Liberty Mutual

      “Liberty Mutual Insurance Logo”
      cvechkoinsurance.com
      CarrierPublicly sourced

      Hagerty

      “Hagerty Insurance Logo”
      cvechkoinsurance.com
      CarrierPublicly sourced

      Dairyland

      “Dairyland Logo”
      cvechkoinsurance.com
      CarrierPublicly sourced

      Celina

      “Celina Insurance Group Logo”
      cvechkoinsurance.com
      CarrierPublicly sourced

      American Modern

      “American Modern Insurance Logo”
      cvechkoinsurance.com
      CarrierPublicly sourced

      Westfield

      “During his time with Westfield Insurance Companies, he served in various capacities from handling property and casualty claims to underwriting and agency management.”
      cvechkoinsurance.com
      CarrierPublicly sourced

      Burns & Wilcox

      “Burns & Wilcox Logo”
      cvechkoinsurance.com
      CarrierPublicly sourced

      Encova

      “Encova Insurance Logo”
      cvechkoinsurance.com
      CarrierPublicly sourced

      Farmers Mutual

      “Farmers Mutual of West Virginia Logo”
      cvechkoinsurance.com
      CarrierPublicly sourced

      Mercury Insurance

      “First Mercury Insurance Company Logo”
      cvechkoinsurance.com
      CarrierPublicly sourced

      Lincoln Financial

      “Lincoln Financial Group Logo”
      cvechkoinsurance.com