Waters Fanta Insurance Agency LLC
Based on public information · Profile not yet claimedIndependent agency
Offices: Parkersburg & Ripley · West VirginiaOwnership history
- Ownership change documented · 1987 · Sold to Ray and Elizabeth Fanta
Historical event. Not a sale signal, and it does not rule out future candidacy if new evidence supports it.
Waters Fanta Insurance Agency LLC is an independent insurance agency licensed in Parkersburg, WV. Its website lists offices in Parkersburg, Ripley. Lines listed: Personal Insurance, Business Insurance, Auto, Flood, Homeowners, Renters, RV, Umbrella, Commercial, Workers' Comp, Bondi. Founding or history: 1964. Agency Match assessments based on public information: Mentorship & Peer Connections high; Business Partnerships medium; Looking to Buy low. 41 publicly sourced facts with links.
How we determined the info on this profile
- License record: taken from the state license roster.
- Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
- Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
- Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
- Carrier partnerships: based on carriers named on the agency's website and on carrier logos on the agency's website.
- Looking to Buy: scored from documented acquisitions, growth and offices on the public record.
- Open to Selling: not enough public facts for a score.
- Mentorship & Peer Connections: scored from public signs of leadership, teaching and association ties.
- Business Partnerships: scored from carrier logos on the agency's website and from other public facts.
Research
Detailed profile
Geography
2 documented offices
Ownership events
1
Ownership
Not confirmed
Agency Match assessments
Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.
Looking to Buy
Low · 34Public signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.
Capped at Low: size, reach and staff depth are supporting signals only. A Medium or High needs at least one independent buyer signal (a documented acquisition, growth by acquisition or a documented expansion).
Agency Match score: 34/100 · Medium confidence: 3+ public facts
Why: Two or more documented offices; serves more than one state or a wide region; three or more named leaders
- Two or more documented offices · 1023 Garfield Avenue, Parkersburg, WV, 26101watersinsurance.com
- Serves more than one state or a wide region · OH, VA, PA, NC, SC, MD, FL, IN, KY, TN, Mid-Ohio Valley, West Virginiawatersinsurance.com
- Three or more named leaders · Robert Waters, Founderwatersinsurance.com
- Public history of 15+ years in business or in the industry · 1964watersinsurance.com
What this rating was based on (5 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Two or more documented offices+15 pts
- 1023 Garfield Avenue, Parkersburg, WV, 26101watersinsurance.com
- Ripley, WVwatersinsurance.com
- Serves more than one state or a wide region (supporting)+10 pts
- OH, VA, PA, NC, SC, MD, FL, IN, KY, TN, Mid-Ohio Valley, West Virginiawatersinsurance.com
- Three or more named leaders (supporting)+10 pts
- Robert Waters, Founderwatersinsurance.com
- John Fanta, CPIA, Agency Principalwatersinsurance.com
- Amy Caruthers, Agency Principalwatersinsurance.com
- Public history of 15+ years in business or in the industry (supporting)+5 pts
- Size-only cap (policy P-SIZE): no independent buyer signal (supporting)-6 pts
Total: 34 points → Agency Match score 34/100, capped at Low by the size gate (size signals alone cannot give Medium or High).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 7 facts from 1 website.
Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.
Open to Selling
Acquisition Research Fit
Low · 10Acquisition Research Fit is low. Formation year 1964 is on a verified record (62 years in operation). Two documented office cities. Market segment A is descriptive context. The rating stays Low because years in operation and size are a business profile, not a transition. This is not a statement that the agency wants to sell.
- Formation year 1964 is on a verified record (62 years in operation). Verified · +8 ptswatersinsurance.com
- Two documented office cities. Market segment A is descriptive context. Verified · +2 ptswatersinsurance.com
Transition signals
- A completed transfer of this agency is on file. It is not current willingness.
Countervailing evidence: A completed transfer of this agency is on file. It is not current willingness.
Confidence: low. Separate from the rating.
Not on file: Owner tenure is not established; No internal succession document; Confirmed sale interest is unknown.
Confirmed sale interest: Unknown
Mentorship & Peer Connections
High · 75Public signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.
Agency Match score: 75/100 · Medium confidence: 3+ public facts
Why: Named leadership role in an insurance association; insurance or business association membership; public history of 15+ years in business or in the industry
- Named leadership role in an insurance association · Big Iwatersinsurance.com
- Insurance or business association membership · Member Independent Insurance Agents & Brokers of Americawatersinsurance.com
- Public history of 15+ years in business or in the industry · 1964watersinsurance.com
- Civic or community leadership role · Civic leadership: Committed to his community, he is the past Board President and current Board Member of the Hwatersinsurance.com
What this rating was based on (6 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Named leadership role in an insurance association+30 pts
- Big Iwatersinsurance.com
- Insurance or business association membership+15 pts
- Member Independent Insurance Agents & Brokers of Americawatersinsurance.com
- Public history of 15+ years in business or in the industry (supporting)+10 pts
- Civic or community leadership role+10 pts
- Civic leadership: Committed to his community, he is the past Board President and current Board Member of the Henry Loganwatersinsurance.com
- Public history of 30+ years in business or in the industry (supporting)+5 pts
- Three or more named leaders (supporting)+5 pts
- Robert Waters, Founderwatersinsurance.com
- John Fanta, CPIA, Agency Principalwatersinsurance.com
- Amy Caruthers, Agency Principalwatersinsurance.com
Total: 75 points → Agency Match score 75/100, rated High (High at 60+, Medium at 35+).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 8 facts from 1 website.
Not known publicly: Whether the principals want to mentor or be mentored.
Business Partnerships
Medium · 40Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.
Agency Match score: 40/100 · Medium confidence: 3+ public facts
Why: Three or more carriers named; serves more than one state or a wide region; several documented lines of business
- Three or more carriers named · Trusted Choice® agencywatersinsurance.com
- Serves more than one state or a wide region · OH, VA, PA, NC, SC, MD, FL, IN, KY, TN, Mid-Ohio Valley, West Virginiawatersinsurance.com
- Several documented lines of business · Personal Insurance, Business Insurance, Auto, Flood, Homeowners, Renters, RV, Umbrella, Commercial, Workers' Cwatersinsurance.com
- Two or more documented offices · 1023 Garfield Avenue, Parkersburg, WV, 26101watersinsurance.com
What this rating was based on (4 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Three or more carriers named+15 pts
- Trusted Choice® agencywatersinsurance.com
- Westfield Insurance Groupwatersinsurance.com
- Liberty Mutualwatersinsurance.com
- Safecowatersinsurance.com
- Motorists Mutualwatersinsurance.com
- Celinawatersinsurance.com
- Dairylandwatersinsurance.com
- Foremostwatersinsurance.com
- Hartfordwatersinsurance.com
- Progressivewatersinsurance.com
- Travelerswatersinsurance.com
- Allstatewatersinsurance.com
- Serves more than one state or a wide region+10 pts
- OH, VA, PA, NC, SC, MD, FL, IN, KY, TN, Mid-Ohio Valley, West Virginiawatersinsurance.com
- Several documented lines of business (supporting)+10 pts
- Personal Insurance, Business Insurance, Auto, Flood, Homeowners, Renters, RV, Umbrella, Commercial, Workers' Comp, Bondiwatersinsurance.com
- Workers' Compensation, Bonding, Commercial Autowatersinsurance.com
- Two or more documented offices (supporting)+5 pts
- 1023 Garfield Avenue, Parkersburg, WV, 26101watersinsurance.com
- Ripley, WVwatersinsurance.com
Total: 40 points → Agency Match score 40/100, rated Medium (High at 60+, Medium at 35+).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 17 facts from 1 website.
Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.
Record & channel
West Virginia resident business-entity license #3002662908 (NPN 20817543), licensed at Parkersburg, WV
sbs.naic.orgIndependent agency
“We’ve been your trusted, independent choice for personal and business insurance since 1964.”watersinsurance.com
Not confirmed. Names on a website or license are not treated as proof of who owns the agency.
Website: watersinsurance.com
Locations & footprint
Parkersburg, West Virginia
Operating office · Mid-Ohio Valley
Ripley, West Virginia
Operating office · Mid-Ohio Valley
Documented offices are not necessarily the full service area. Acquisitions do not establish additional offices.
Highlights
Story so far
- 1987
Sold to Ray and Elizabeth Fanta
Published
People & affiliations
Robert Waters, founder of Waters Insurance Agency
John Fanta, CPIA As an agency principal, John brings more than 15 years of insurance industry expertise to our clients and community.
Amy Caruthers As an agency principal, Amy is committed to understanding the unique insurance needs of our clients and offering tailored insurance solutions.
In 1987, he sold the agency to his son-in-law, Ray Fanta, and daughter Elizabeth Fanta.
Members Independent Insurance Agents & Brokers of America
Member Independent Insurance Agents & Brokers of America
Names & entities
Legal name on license record
Facts from published sources (41 verified, 1 unverified)
1964
“We’ve been your trusted, independent choice for personal and business insurance since 1964.”watersinsurance.com
1023 Garfield Avenue, Parkersburg, WV, 26101
“Waters Insurance 1023 Garfield Avenue, Parkersburg, WV, 26101, United States”watersinsurance.com
Trusted Choice® agency
“As your Trusted Choice® agency, our team of agents has you covered.”watersinsurance.com
Independent choice
“We’ve been your trusted, independent choice for personal and business insurance since 1964.”watersinsurance.com
OH, VA, PA, NC, SC, MD, FL, IN, KY, TN, Mid-Ohio Valley, West Virginia
“Waters Fanta Insurance is appointed to write insurance in OH, VA, PA, NC, SC, MD, FL, IN, KY, TN - in addition to the Mid-Ohio Valley and throughout West Virginia.”watersinsurance.com
Association role: Members Independent Insurance Agents & Brokers of America
“Members Independent Insurance Agents & Brokers of America”watersinsurance.com
1964
“In 1964, William’s son, Robert, founded Waters Insurance Agency in Parkersburg.”watersinsurance.com
Robert Waters, Founder
“Robert Waters, founder of Waters Insurance Agency”watersinsurance.com
Sold to Ray and Elizabeth Fanta
“In 1987, he sold the agency to his son-in-law, Ray Fanta, and daughter Elizabeth Fanta.”watersinsurance.com
Parkersburg, WV - 1023 Garfield Ave
“Parkersburg, WV Office 1023 Garfield Ave. Parkersburg, WV 26101”watersinsurance.com
St. Marys, WV - 300 2nd Street
“St. Mary’s, WV Office 300 2nd Street St. Marys, WV 26170”watersinsurance.com
Ripley, WV - 506 South Church Street
“Ripley, WV Office 506 South Church Street Ripley, WV 25271”watersinsurance.com
Mid-Ohio Valley, West Virginia, OH, VA, PA, NC, SC, MD, FL, IN, KY, TN
“Together, the three entities serve the Mid-Ohio Valley as well as customers throughout West Virginia and surrounding states.”watersinsurance.com
Member Independent Insurance Agents & Brokers of America
“Members Independent Insurance Agents & Brokers of America”watersinsurance.com
Personal Insurance, Business Insurance, Auto, Flood, Homeowners, Renters, RV, Umbrella, Commercial, Workers' Comp, Bonding
“Personal Insurance Auto Flood Homeowners & Renters Recreational Vehicles Umbrella Business Insurance Commercial & Business Owners Commercial Auto Insurance Commercial Umbrella Insurance Workers' Compensation Bonding”watersinsurance.com
Parkersburg, WV
“Contact us at any of our three locations: Parkersburg, WV”watersinsurance.com
John Fanta, CPIA, Agency Principal
“John Fanta, CPIA As an agency principal, John brings more than 15 years of insurance industry expertise to our clients and community.”watersinsurance.com
Amy Caruthers, Agency Principal
“Amy Caruthers As an agency principal, Amy is committed to understanding the unique insurance needs of our clients and offering tailored insurance solutions.”watersinsurance.com
Westfield Insurance Group
“He is a graduate of the TAPP Producer Training Program sponsored by Westfield Insurance Group”watersinsurance.com
Liberty Mutual
“she has continued her education through the insurance industry and has been appointed to the Liberty Mutual (Safeco) Mid-Atlantic Region Agent Advisory Council.”watersinsurance.com
Safeco
“she has continued her education through the insurance industry and has been appointed to the Liberty Mutual (Safeco) Mid-Atlantic Region Agent Advisory Council.”watersinsurance.com
Motorists Mutual
“The agency consistently receives awards for sales, expertise and service, including the Horizon Award from Westfield Insurance Group and the Pacesetter Club Award from Motorists Mutual.”watersinsurance.com
Workers' Compensation, Bonding, Commercial Auto
“Commercial & Business Owners Commercial Auto Insurance Commercial Umbrella Insurance Workers' Compensation Bonding”watersinsurance.com
OH, VA, PA, NC, SC, MD, FL, IN, KY, TN, West Virginia
“Waters Fanta Insurance is appointed to write insurance in OH, VA, PA, NC, SC, MD, FL, IN, KY, TN - in addition to the Mid-Ohio Valley and throughout West Virginia.”watersinsurance.com
Travelers
“The-Travelers-Companies-logo-e1446753164174.png”watersinsurance.com
Big I
“Recognized by the insurance industry, John is a past Board Member and Young Agents Chairman of the WV Association of Independent Insurance Agents (Big I WV).”watersinsurance.com
Civic leadership: Committed to his community, he is the past Board President and current Board Member of the Henry Logan Children’s Home Foundation; Board Member of the Marietta Economic Round Table; Community Service Project Committee Chair for the Parkersburg Rotary Club; and Golden Whistle Award recipient for excellence in soccer officiating.
“Committed to his community, he is the past Board President and current Board Member of the Henry Logan Children’s Home Foundation; Board Member of the Marietta Economic Round Table; Community Service Project Committee Chair for the Parkersburg Rotary Club; and Golden Whistle Award recipient for excellence in soccer officiating.”watersinsurance.com
Parkersburg Chamber of Commerce
“Ray serves on the Community Bank board of directors and is a member of the Parkersburg Chamber of Commerce and Parkersburg Rotary Club.”watersinsurance.com
Civic leadership: Ray serves on the Community Bank board of directors and is a member of the Parkersburg Chamber of Commerce and Parkersburg Rotary Club.
“Ray serves on the Community Bank board of directors and is a member of the Parkersburg Chamber of Commerce and Parkersburg Rotary Club.”watersinsurance.com
Civic leadership: He has also served the community as a past board member of The Boys and Girls Club of Parkersburg, Parkersburg Rotary Club, SW Resources and Parkersburg Art Center.
“He has also served the community as a past board member of The Boys and Girls Club of Parkersburg, Parkersburg Rotary Club, SW Resources and Parkersburg Art Center.”watersinsurance.com
IIABA
“A graduate of Marietta College with a bachelor’s degree in Managerial Economics, Beth has been involved in national and local organizations serving in leadership roles in Altrusa International, Agena/Vertafore Users Group, IIABA-WV, YMCA, Good Samaritan Clinic, and The King’s Daughters and Sons, International.”watersinsurance.com
Show 1 unverified fact (did not pass QA)
Elizabeth Fanta, Owner
“In 1987, he sold the agency to his son-in-law, Ray Fanta, and daughter Elizabeth Fanta.”
QA note: Unverified: challenge rejected. Shown for transparency; not treated as a fact.
watersinsurance.com