Dynamic Insurance Group, LLC
Based on public information · Profile not yet claimedIndependent agency
Offices: Morgantown & Fairmont · West VirginiaDynamic Insurance Group, LLC is an independent insurance agency licensed in Morgantown, WV. Its website lists offices in Morgantown, Fairmont. Lines listed: Personal Insurance: Auto, Home, Umbrella, Watercraft, Motorcycle. Founding or history: 25+ Years of Experience. Agency Match assessments based on public information: Business Partnerships high; Looking to Buy low. 33 publicly sourced facts with links.
How we determined the info on this profile
- License record: taken from the state license roster.
- Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
- Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
- Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
- Carrier partnerships: based on carriers named on the agency's website.
- Looking to Buy: scored from documented acquisitions, growth and offices on the public record.
- Open to Selling: not enough public facts for a score.
- Mentorship & Peer Connections: not enough public facts for a score.
- Business Partnerships: scored from specialties, markets and carriers published on the agency's website.
Research
Detailed profile
Geography
2 documented offices
Ownership events
None documented
Ownership
Not confirmed
Agency Match assessments
Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.
Looking to Buy
Low · 34Public signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.
Capped at Low: size, reach and staff depth are supporting signals only. A Medium or High needs at least one independent buyer signal (a documented acquisition, growth by acquisition or a documented expansion).
Agency Match score: 34/100 · Medium confidence: 3+ public facts
Why: Two or more documented offices; serves more than one state or a wide region; three or more named leaders
- Two or more documented offices · Morgantown, WV - 6000 Coombs Farm Drive, #202adynamicinsurancegroup.com
- Serves more than one state or a wide region · West Virginia and several other statesdynamicinsurancegroup.com
- Three or more named leaders · Melody Thomas, Principal Agentdynamicinsurancegroup.com
- Public history of 15+ years in business or in the industry · 25+ Years of Experiencedynamicinsurancegroup.com
What this rating was based on (5 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Two or more documented offices+15 pts
- Morgantown, WV - 6000 Coombs Farm Drive, #202adynamicinsurancegroup.com
- Fairmont, WV - 607 E. Park Avenuedynamicinsurancegroup.com
- Serves more than one state or a wide region (supporting)+10 pts
- West Virginia and several other statesdynamicinsurancegroup.com
- Three or more named leaders (supporting)+10 pts
- Melody Thomas, Principal Agentdynamicinsurancegroup.com
- Jackie Nix, Personal Lines Account Managerdynamicinsurancegroup.com
- Lorene Lilly, Claims Managerdynamicinsurancegroup.com
- Public history of 15+ years in business or in the industry (supporting)+5 pts
- 25+ Years of Experiencedynamicinsurancegroup.com
- Size-only cap (policy P-SIZE): no independent buyer signal (supporting)-6 pts
Total: 34 points → Agency Match score 34/100, capped at Low by the size gate (size signals alone cannot give Medium or High).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 7 facts from 1 website.
Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.
Open to Selling
Acquisition Research Fit
Insufficient EvidenceNo Acquisition Research Fit rating. Years in operation alone, or size alone, is not a rating.
- Two documented office cities. Market segment A is descriptive context. Verified · +2 ptsdynamicinsurancegroup.com
Confidence: low. Separate from the rating.
Not on file: Owner tenure is not established; Years in operation are not established; No internal succession document; Confirmed sale interest is unknown.
Confirmed sale interest: Unknown
Mentorship & Peer Connections
Insufficient EvidencePublic signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.
Why: Public history of 15+ years in business or in the industry; three or more named leaders
- Public history of 15+ years in business or in the industry · 25+ Years of Experiencedynamicinsurancegroup.com
- Three or more named leaders · Melody Thomas, Principal Agentdynamicinsurancegroup.com
What this rating was based on (2 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Public history of 15+ years in business or in the industry (supporting)+10 pts
- 25+ Years of Experiencedynamicinsurancegroup.com
- Three or more named leaders (supporting)+5 pts
- Melody Thomas, Principal Agentdynamicinsurancegroup.com
- Jackie Nix, Personal Lines Account Managerdynamicinsurancegroup.com
- Lorene Lilly, Claims Managerdynamicinsurancegroup.com
Total: 15 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.
Confidence (separate from the rating): not given without a rating · 4 facts from 1 website.
Not known publicly: Whether the principals want to mentor or be mentored.
Business Partnerships
High · 60Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.
Agency Match score: 60/100 · Medium confidence: 3+ public facts
Why: Niche specialty line documented; three or more carriers named; serves more than one state or a wide region
- Niche specialty line documented · Insurance by Industry: Contractor, Garage Repair Shop, Restaurant, Dealership, Retail Businessdynamicinsurancegroup.com
- Three or more carriers named · Eriedynamicinsurancegroup.com
- Serves more than one state or a wide region · West Virginia and several other statesdynamicinsurancegroup.com
- Several documented lines of business · Personal Insurance: Auto, Home, Umbrella, Watercraft, Motorcycledynamicinsurancegroup.com
What this rating was based on (5 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Niche specialty line documented+20 pts
- Insurance by Industry: Contractor, Garage Repair Shop, Restaurant, Dealership, Retail Businessdynamicinsurancegroup.com
- Three or more carriers named+15 pts
- Eriedynamicinsurancegroup.com
- Safecodynamicinsurancegroup.com
- American Moderndynamicinsurancegroup.com
- Celinadynamicinsurancegroup.com
- Chubbdynamicinsurancegroup.com
- Dairylanddynamicinsurancegroup.com
- Encompassdynamicinsurancegroup.com
- Foremostdynamicinsurancegroup.com
- Hagertydynamicinsurancegroup.com
- Liberty Mutualdynamicinsurancegroup.com
- Progressivedynamicinsurancegroup.com
- State Autodynamicinsurancegroup.com
- Serves more than one state or a wide region+10 pts
- West Virginia and several other statesdynamicinsurancegroup.com
- Several documented lines of business (supporting)+10 pts
- Personal Insurance: Auto, Home, Umbrella, Watercraft, Motorcycledynamicinsurancegroup.com
- Business Insurance: General Liability, Business Auto, Workers’ Compensation, Commercial Property, Commercial Umbrelladynamicinsurancegroup.com
- Two or more documented offices (supporting)+5 pts
- Morgantown, WV - 6000 Coombs Farm Drive, #202adynamicinsurancegroup.com
- Fairmont, WV - 607 E. Park Avenuedynamicinsurancegroup.com
Total: 60 points → Agency Match score 60/100, rated High (High at 60+, Medium at 35+).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 18 facts from 1 website.
Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.
Record & channel
West Virginia resident business-entity license #100223869 (NPN 18023997), licensed at Morgantown, WV
sbs.naic.orgIndependent agency
“We are an independent insurance agency of passionate and experienced professionals who only have one goal—to help protect you.”dynamicinsurancegroup.com
Not confirmed. Names on a website or license are not treated as proof of who owns the agency.
Website: dynamicinsurancegroup.com
Locations & footprint
Morgantown, West Virginia
Operating office · North Central
Fairmont, West Virginia
Operating office · North Central
Documented offices are not necessarily the full service area. Acquisitions do not establish additional offices.
Highlights
People & affiliations
Melody Thomas, CIC, CPRM Principal Agent ext. 101
Jackie Nix Personal Lines Account Manager ext. 102
Lorene Lilly Claims Manager ext. 107
Names & entities
Legal name on license record
Facts from published sources (33 verified)
Morgantown, WV - 6000 Coombs Farm Drive, #202a
“Morgantown, WV Office 6000 Coombs Farm Drive, #202a Morgantown, WV 26508”dynamicinsurancegroup.com
Fairmont, WV - 607 E. Park Avenue
“Fairmont, WV Office 607 E. Park Avenue Fairmont, WV 26554”dynamicinsurancegroup.com
Independent insurance agency
“We are an independent insurance agency of passionate and experienced professionals who only have one goal—to help protect you.”dynamicinsurancegroup.com
Erie
“We proudly represent Erie Insurance, Safeco, and more!”dynamicinsurancegroup.com
Safeco
“We proudly represent Erie Insurance, Safeco, and more!”dynamicinsurancegroup.com
West Virginia and several other states
“From our offices in Morgantown, WV , and Fairmont, WV , we proudly serve clients throughout West Virginia and several other states.”dynamicinsurancegroup.com
6000 Coombs Farm Drive, #202a Morgantown, WV 26508
“Our Morgantown, WV Office 6000 Coombs Farm Drive, #202a Morgantown, WV 26508”dynamicinsurancegroup.com
607 E. Park Avenue Fairmont, WV 26554
“Our Fairmont, WV Office 607 E. Park Avenue Fairmont, WV 26554”dynamicinsurancegroup.com
Independent insurance agency
“As an independent agency, we take those traits and apply them to your insurance coverage by finding you policies that can help kick your unique risks to the curb.”dynamicinsurancegroup.com
Personal Insurance: Auto, Home, Umbrella, Watercraft, Motorcycle
“Personal Insurance Auto Insurance Home Insurance Umbrella Insurance Watercraft Insurance Motorcycle Insurance”dynamicinsurancegroup.com
Business Insurance: General Liability, Business Auto, Workers’ Compensation, Commercial Property, Commercial Umbrella
“Business Insurance General Liability Insurance Business Auto Insurance Workers’ Compensation Insurance Commercial Property Insurance Commercial Umbrella Insurance”dynamicinsurancegroup.com
Insurance by Industry: Contractor, Garage Repair Shop, Restaurant, Dealership, Retail Business
“Insurance by Industry Contractor Insurance Garage Repair Shop Insurance Restaurant Insurance Dealership Insurance Retail Business Insurance”dynamicinsurancegroup.com
Licensed in DC, MD, OH, PA, VA, and WV
“We are licensed in DC, MD, OH, PA, VA, and WV.”dynamicinsurancegroup.com
6000 Coombs Farm Drive, #202a Morgantown, WV 26508
“Our Morgantown, WV Office 6000 Coombs Farm Drive, #202a Morgantown, WV 26508”dynamicinsurancegroup.com
607 E. Park Avenue Fairmont, WV 26554
“Our Fairmont, WV Office 607 E. Park Avenue Fairmont, WV 26554”dynamicinsurancegroup.com
Melody Thomas, Principal Agent
“Melody Thomas, CIC, CPRM Principal Agent ext. 101”dynamicinsurancegroup.com
Jackie Nix, Personal Lines Account Manager
“Jackie Nix Personal Lines Account Manager ext. 102”dynamicinsurancegroup.com
Lorene Lilly, Claims Manager
“Lorene Lilly Claims Manager ext. 107”dynamicinsurancegroup.com
We Are Independent
“Insurance Companies We Are Independent”dynamicinsurancegroup.com
DC, MD, OH, PA, VA, and WV
“We are licensed in DC, MD, OH, PA, VA, and WV.”dynamicinsurancegroup.com