Benefit Design Services, LLC
Based on public information · Profile not yet claimedIndependent agency
Offices: Barboursville · West VirginiaResearch incomplete: the agency's website could not be fetched in the latest research pass. Assessments use only facts accepted before that pass.
Benefit Design Services, LLC is an independent insurance agency licensed in Barboursville, WV. Lines listed: Medicare Advantage, Obamacare & Individual Health Plans. Founding or history: 1989. Agency Match assessments based on public information: Business Partnerships medium. 13 publicly sourced facts with links.
How we determined the info on this profile
- License record: taken from the state license roster.
- Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
- Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
- Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
- Carrier partnerships: based on carriers named on the agency's website.
- Looking to Buy: not enough public facts for a score.
- Open to Selling: not enough public facts for a score.
- Mentorship & Peer Connections: not enough public facts for a score.
- Business Partnerships: scored from specialties, markets and carriers published on the agency's website.
Research
Detailed profile
Geography
1 documented offices
Ownership events
None documented
Ownership
Not confirmed
Agency Match assessments
Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.
Looking to Buy
Insufficient EvidencePublic signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.
Research incomplete: scored only on evidence already accepted. This is a completeness note, not a confidence level.
Why: Serves more than one state or a wide region; three or more named leaders; public history of 15+ years in business or in the industry
- Serves more than one state or a wide region · West Virginia, Kentucky, or Ohiobenefitdesign.us
- Three or more named leaders · John Snodgrass, Benefit Specialistbenefitdesign.us
- Public history of 15+ years in business or in the industry · 1989benefitdesign.us
What this rating was based on (3 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Serves more than one state or a wide region (supporting)+10 pts
- West Virginia, Kentucky, or Ohiobenefitdesign.us
- Three or more named leaders (supporting)+10 pts
- John Snodgrass, Benefit Specialistbenefitdesign.us
- Robert Crabtree, Benefit Specialistbenefitdesign.us
- Seth Crabtree, Individual and Senior Products Benefit Specialistbenefitdesign.us
- Mary Fowler, Individual and Senior Products Benefit Specialistbenefitdesign.us
- Doug Smock, Administrative Assistantbenefitdesign.us
- Public history of 15+ years in business or in the industry (supporting)+5 pts
- 1989benefitdesign.us
Total: 25 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.
Confidence (separate from the rating): not given without a rating · 7 facts from 1 website.
Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.
Open to Selling
Acquisition Research Fit
Low · 5Acquisition Research Fit is low. Formation year 1989 is on a verified record (37 years in operation). The rating stays Low because years in operation and size are a business profile, not a transition. This is not a statement that the agency wants to sell.
- Formation year 1989 is on a verified record (37 years in operation). Verified · +5 ptsbenefitdesign.us
Confidence: low. Separate from the rating.
Not on file: Owner tenure is not established; No internal succession document; Confirmed sale interest is unknown.
Confirmed sale interest: Unknown
Mentorship & Peer Connections
Insufficient EvidencePublic signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.
Research incomplete: scored only on evidence already accepted. This is a completeness note, not a confidence level.
Why: Public history of 15+ years in business or in the industry; three or more named leaders
- Public history of 15+ years in business or in the industry · 1989benefitdesign.us
- Three or more named leaders · John Snodgrass, Benefit Specialistbenefitdesign.us
What this rating was based on (2 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Public history of 15+ years in business or in the industry (supporting)+10 pts
- 1989benefitdesign.us
- Three or more named leaders (supporting)+5 pts
- John Snodgrass, Benefit Specialistbenefitdesign.us
- Robert Crabtree, Benefit Specialistbenefitdesign.us
- Seth Crabtree, Individual and Senior Products Benefit Specialistbenefitdesign.us
- Mary Fowler, Individual and Senior Products Benefit Specialistbenefitdesign.us
- Doug Smock, Administrative Assistantbenefitdesign.us
Total: 15 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.
Confidence (separate from the rating): not given without a rating · 6 facts from 1 website.
Not known publicly: Whether the principals want to mentor or be mentored.
Business Partnerships
Medium · 40Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.
Research incomplete: scored only on evidence already accepted. This is a completeness note, not a confidence level.
Agency Match score: 40/100 · Medium confidence: 3+ public facts
Why: Niche specialty line documented; serves more than one state or a wide region; several documented lines of business
- Niche specialty line documented · Medicare Advantage, Obamacare & Individual Health Plansbenefitdesign.us
- Serves more than one state or a wide region · West Virginia, Kentucky, or Ohiobenefitdesign.us
- Several documented lines of business · Health, disability, life, dental and vision insurancebenefitdesign.us
What this rating was based on (3 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Niche specialty line documented+20 pts
- Medicare Advantage, Obamacare & Individual Health Plansbenefitdesign.us
- Serves more than one state or a wide region+10 pts
- West Virginia, Kentucky, or Ohiobenefitdesign.us
- Several documented lines of business (supporting)+10 pts
- Health, disability, life, dental and vision insurancebenefitdesign.us
Total: 40 points → Agency Match score 40/100, rated Medium (High at 60+, Medium at 35+).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 3 facts from 1 website.
Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.
Record & channel
West Virginia resident business-entity license #100111476 (NPN 8629119), licensed at Barboursville, WV
sbs.naic.orgIndependent agency
“Benefit Design Services, LLC is an independent agency. We look for the right solution to your insurance needs, and we are not “tied down” to any one carrier.”benefitdesign.us
Not confirmed. Names on a website or license are not treated as proof of who owns the agency.
Website: benefitdesign.us
Locations & footprint
Barboursville, West Virginia
Operating office · Southern
Documented offices are not necessarily the full service area. Acquisitions do not establish additional offices.
Highlights
People & affiliations
John Snodgrass Benefit Specialist John has been in the insurance business since 1983, starting with Met Life, moving to Blue Cross, and then starting Benefit Design with Bob Crabtree and Stephen Jones in 1989.
Robert Crabtree Benefit Specialist Bob has been in the business since 1985. He began with MassMutual, and then began working toward health insurance more and more. He and Stephen Jones decided to start the agency, and so
Seth Crabtree Individual and Senior Products Benefit Specialist Seth, Bob’s oldest son, joined our team in 2020 and is focusing on Individual and Medicare products .
Mary Fowler Individual and Senior Products Benefit Specialist A Huntington, WV native and mother of four, Mary is deeply immersed in her community.
Doug Smock Administrative Assistant Doug Smock joined the staff in 2023. He is a retired newspaper journalist, having worked for The Charleston Gazette, the Charleston Daily Mail and the merged Gazette-Mail.
Names & entities
Legal name on license record
Facts from published sources (13 verified)
4997 US Route 60, Suite 103 Barboursville, WV 25504
“Benefit Design Services 4997 US Route 60, Suite 103 Barboursville, WV 25504”benefitdesign.us
Medicare Advantage, Obamacare & Individual Health Plans
“Benefit Design Services: Your Guide to Medicare Advantage, Obamacare & Individual Health Plans”benefitdesign.us
Health, disability, life, dental and vision insurance
“Employee benefits such as health, disability, life, dental and vision insurance, increase employee satisfaction”benefitdesign.us
Works with many of the top insurance carriers
“Benefit Design Services works with many of the top insurance carriers available, so we can design the perfect benefit package for you and your employees.”benefitdesign.us
West Virginia, Kentucky, or Ohio
“If you have any questions about your individual insurance policy or about Medicare coverage and live in West Virginia, Kentucky, or Ohio, contact us.”benefitdesign.us
Independent agency
“Benefit Design Services, LLC is an independent agency. We look for the right solution to your insurance needs, and we are not “tied down” to any one carrier.”benefitdesign.us
1989
“When we began in 1989, we recognized a great need to help employers wade through the terms, rules, laws, and directives that were being placed upon them.”benefitdesign.us
John Snodgrass, Benefit Specialist
“John Snodgrass Benefit Specialist John has been in the insurance business since 1983, starting with Met Life, moving to Blue Cross, and then starting Benefit Design with Bob Crabtree and Stephen Jones in 1989.”benefitdesign.us
Robert Crabtree, Benefit Specialist
“Robert Crabtree Benefit Specialist Bob has been in the business since 1985. He began with MassMutual, and then began working toward health insurance more and more. He and Stephen Jones decided to start the agency, and soon after finding John, Benefit Design Services was born.”benefitdesign.us
Seth Crabtree, Individual and Senior Products Benefit Specialist
“Seth Crabtree Individual and Senior Products Benefit Specialist Seth, Bob’s oldest son, joined our team in 2020 and is focusing on Individual and Medicare products .”benefitdesign.us
Mary Fowler, Individual and Senior Products Benefit Specialist
“Mary Fowler Individual and Senior Products Benefit Specialist A Huntington, WV native and mother of four, Mary is deeply immersed in her community.”benefitdesign.us
Doug Smock, Administrative Assistant
“Doug Smock Administrative Assistant Doug Smock joined the staff in 2023. He is a retired newspaper journalist, having worked for The Charleston Gazette, the Charleston Daily Mail and the merged Gazette-Mail.”benefitdesign.us
4997 US Route 60, Suite 103 Barboursville, WV 25504
“Benefit Design Services 4997 US Route 60, Suite 103 Barboursville, WV 25504”benefitdesign.us