Michael E Cummins Ins Agency INC
Based on public information · Profile not yet claimedIndependent agency
Offices: Zanesville · OhioOwnership history
- Ownership change documented · 1989 · Name changed to Michael E. Cummins Insurance, Inc. in 1989
Historical event. Not a sale signal, and it does not rule out future candidacy if new evidence supports it.
Michael E Cummins Ins Agency INC is an independent insurance agency licensed in Zanesville, OH. Lines listed: Auto, Homeowners, Renters, Motorcycle, Boats, Life & Health, Business, Bonds, Floods & Earthquakes. Founding or history: 1956. Agency Match assessments based on public information: Business Partnerships medium; Mentorship & Peer Connections low. 19 publicly sourced facts with links.
How we determined the info on this profile
- License record: taken from the state license roster.
- Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
- Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
- Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
- Carrier partnerships: based on carriers named on the agency's website.
- Looking to Buy: not enough public facts for a score.
- Open to Selling: not enough public facts for a score.
- Mentorship & Peer Connections: scored from public signs of leadership, teaching and association ties.
- Business Partnerships: scored from specialties, markets and carriers published on the agency's website.
Research
Detailed profile
Geography
1 documented offices
Ownership events
2
Ownership
Not confirmed
Agency Match assessments
Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.
Looking to Buy
Insufficient EvidencePublic signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.
Why: Public history of 15+ years in business or in the industry
- Public history of 15+ years in business or in the industry · 1956cumminsinsurance.net
What this rating was based on (1 factor)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Public history of 15+ years in business or in the industry (supporting)+5 pts
Total: 5 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.
Confidence (separate from the rating): not given without a rating · 1 facts from 1 website.
Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.
Open to Selling
Acquisition Research Fit
Low · 8Acquisition Research Fit is low. Formation year 1956 is on a verified record (70 years in operation). The rating stays Low because years in operation and size are a business profile, not a transition. This is not a statement that the agency wants to sell.
- Formation year 1956 is on a verified record (70 years in operation). Verified · +8 ptscumminsinsurance.net
Confidence: low. Separate from the rating.
Not on file: Owner tenure is not established; No internal succession document; Confirmed sale interest is unknown.
Confirmed sale interest: Unknown
Mentorship & Peer Connections
Low · 25Public signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.
Agency Match score: 25/100 · Medium confidence: 3+ public facts
Why: Public history of 15+ years in business or in the industry; insurance industry or carrier recognition; public history of 30+ years in business or in the industry
- Public history of 15+ years in business or in the industry · 1956cumminsinsurance.net
- Insurance industry or carrier recognition · Presidential Agency Partner from Western Reserve Group Insurance Companycumminsinsurance.net
- Public history of 30+ years in business or in the industry · 1956cumminsinsurance.net
What this rating was based on (3 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Public history of 15+ years in business or in the industry (supporting)+10 pts
- Insurance industry or carrier recognition+10 pts
- Presidential Agency Partner from Western Reserve Group Insurance Companycumminsinsurance.net
- Public history of 30+ years in business or in the industry (supporting)+5 pts
Total: 25 points → Agency Match score 25/100, rated Low (High at 60+, Medium at 35+).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 3 facts from 1 website.
Not known publicly: Whether the principals want to mentor or be mentored.
Business Partnerships
Medium · 35Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.
Agency Match score: 35/100 · Medium confidence: 3+ public facts
Why: Niche specialty line documented; three or more carriers named
- Niche specialty line documented · Auto, Homeowners, Renters, Motorcycle, Boats, Life & Health, Business, Bonds, Floods & Earthquakescumminsinsurance.net
- Three or more carriers named · Western Reservecumminsinsurance.net
What this rating was based on (2 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Niche specialty line documented+20 pts
- Auto, Homeowners, Renters, Motorcycle, Boats, Life & Health, Business, Bonds, Floods & Earthquakescumminsinsurance.net
- Three or more carriers named+15 pts
- Western Reservecumminsinsurance.net
- Safecocumminsinsurance.net
- Dairylandcumminsinsurance.net
- Progressivecumminsinsurance.net
Total: 35 points → Agency Match score 35/100, rated Medium (High at 60+, Medium at 35+).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 5 facts from 1 website.
Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.
Record & channel
Ohio resident business-entity license (NPN 2779885), licensed at Zanesville, OH
gateway.insurance.ohio.govIndependent agency
“As an independent insurance company, we are able to represent not one but several insurance companies to be able to offer you complete insurance services at affordable prices.”cumminsinsurance.net
Not confirmed. Names on a website or license are not treated as proof of who owns the agency.
Website: cumminsinsurance.net
Locations & footprint
Zanesville, Ohio
Operating office
Documented offices are not necessarily the full service area. Acquisitions do not establish additional offices.
Highlights
Story so far
- —
Family owned and operated
Published - 1989
Name changed to Michael E. Cummins Insurance, Inc. in 1989
Published
People & affiliations
Established in 1956 by Clayton Eugene Cummins
Established in 1956 by Clayton Eugene Cummins
Eugene owned and operated the business from 1956 until he passed in 1982.
Michael ran the business from 1982 until he passed in 2010.
Michael’s son, Clayton Michael Cummins , worked beside his father in the business since 2008
Eugene owned and operated the business from 1956 until he passed in 1982.
Michael ran the business from 1982 until he passed in 2010.
Names & entities
Legal name on license record
Facts from published sources (19 verified, 7 unverified)
Office location: 1215 Maysville Ave. Zanesville, OH 43701
“1215 Maysville Ave. Zanesville, OH 43701”cumminsinsurance.net
1956
“Since 1956, we have been providing our clients with complete insurance coverage services and excellent customer service.”cumminsinsurance.net
Family owned and operated
“Cummins Insurance Agency is and always has been family owned and operated. Three generations and we are still going strong.”cumminsinsurance.net
Independent insurance agency
“As an independent insurance company, we are able to represent not one but several insurance companies to be able to offer you complete insurance services at affordable prices.”cumminsinsurance.net
Presidential Agency Partner from Western Reserve Group Insurance Company
“Cummins Insurance Agency has recently earned the distinction of “Presidential Agency Partner” from Western Reserve Group Insurance Company.”cumminsinsurance.net
Auto, Homeowners, Renters, Motorcycle, Boats, Life & Health, Business, Bonds, Floods & Earthquakes
“Complete Insurance Services R.V. | Home | Boats | Renters | Auto | Motorcycles | Four Wheelers | Life & Health | Business | Bonds | Floods & Earthquakes”cumminsinsurance.net
Office location: 1215 Maysville Ave. Zanesville, OH 43701
“1215 Maysville Ave. Zanesville, OH 43701”cumminsinsurance.net
Clayton Eugene Cummins (Founder)
“Established in 1956 by Clayton Eugene Cummins”cumminsinsurance.net
Name changed to Michael E. Cummins Insurance, Inc. in 1989
“Mike took over ownership and in 1989 the old two story building was demolished and a new facility was constructed. The business was incorporated and the name changed to Michael E. Cummins Insurance, Inc.”cumminsinsurance.net
Muskingum County and the surrounding area
“serving Muskingum County and the surrounding area for over 50 years.”cumminsinsurance.net
Office location: 1215 Maysville Ave. Zanesville, OH 43701
“1215 Maysville Ave. Zanesville, OH 43701”cumminsinsurance.net
Clayton Eugene Cummins (Founder)
“Established in 1956 by Clayton Eugene Cummins”cumminsinsurance.net
Muskingum County and the surrounding area
“serving Muskingum County and the surrounding area for over 50 years.”cumminsinsurance.net
Show 7 unverified facts (did not pass QA)
Eugene Cummins (Owner 1956-1982)
“Eugene owned and operated the business from 1956 until he passed in 1982.”
QA note: Unverified: value not supported by quote. Shown for transparency; not treated as a fact.
cumminsinsurance.netMichael Eugene Cummins (Owner 1982-2010)
“Michael ran the business from 1982 until he passed in 2010.”
QA note: Unverified: value not supported by quote. Shown for transparency; not treated as a fact.
cumminsinsurance.netClayton Michael Cummins (Current Owner)
“Michael’s son, Clayton Michael Cummins , worked beside his father in the business since 2008”
QA note: Unverified: challenge rejected. Shown for transparency; not treated as a fact.
cumminsinsurance.netEugene Cummins (Owner 1956-1982)
“Eugene owned and operated the business from 1956 until he passed in 1982.”
QA note: Unverified: value not supported by quote. Shown for transparency; not treated as a fact.
cumminsinsurance.netMichael Eugene Cummins (Owner 1982-2010)
“Michael ran the business from 1982 until he passed in 2010.”
QA note: Unverified: value not supported by quote. Shown for transparency; not treated as a fact.
cumminsinsurance.netName changed to Michael E. Cummins Insurance, Inc.
“The business was incorporated and the name changed to Michael E. Cummins Insurance, Inc.”
QA note: Unverified: year not in quote. Shown for transparency; not treated as a fact.
cumminsinsurance.net3rd generation family run business
“Cummins Insurance Agency continues to be a 3rd generation family run business”
QA note: Unverified: independence wording absent(family/local only). Shown for transparency; not treated as a fact.
cumminsinsurance.net