Navigate Risk Advisors LLC
Based on public information · Profile not yet claimedIndependent agency
Offices: Westlake & Cleveland · OhioNavigate Risk Advisors LLC is an independent insurance agency licensed in Westlake, OH. Its website lists offices in Westlake, Cleveland. Lines listed: Personal, Business, Employee Benefits, Medicare, Franchise. Founding or history: Over nine years in business. Agency Match assessments based on public information: Business Partnerships high; Looking to Buy low; Mentorship & Peer Connections low. 37 publicly sourced facts with links.
How we determined the info on this profile
- License record: taken from the state license roster.
- Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
- Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
- Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
- Carrier partnerships: based on carriers named on the agency's website.
- Looking to Buy: scored from documented acquisitions, growth and offices on the public record.
- Open to Selling: not enough public facts for a score.
- Mentorship & Peer Connections: scored from public signs of leadership, teaching and association ties.
- Business Partnerships: scored from specialties, markets and carriers published on the agency's website.
Research
Detailed profile
Geography
2 documented offices
Ownership events
None documented
Ownership
Not confirmed
Agency Match assessments
Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.
Looking to Buy
Low · 34Public signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.
Capped at Low: size, reach and staff depth are supporting signals only. A Medium or High needs at least one independent buyer signal (a documented acquisition, growth by acquisition or a documented expansion).
Agency Match score: 34/100 · Medium confidence: 3+ public facts
Why: Two or more documented offices; serves more than one state or a wide region; three or more named leaders
- Two or more documented offices · Westlake, OH - 28899 Center Ridge Road, Suite 303navigateriskadvisors.com
- Serves more than one state or a wide region · Cleveland, Westlake, Northeast Ohio, and all 50 statesnavigateriskadvisors.com
- Three or more named leaders · T.J. Worsencroft - CEOnavigateriskadvisors.com
- Size-only cap (policy P-SIZE): no independent buyer signal
What this rating was based on (4 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Two or more documented offices+15 pts
- Westlake, OH - 28899 Center Ridge Road, Suite 303navigateriskadvisors.com
- Cleveland, OH - 600 Granger Road, #200navigateriskadvisors.com
- Serves more than one state or a wide region (supporting)+10 pts
- Cleveland, Westlake, Northeast Ohio, and all 50 statesnavigateriskadvisors.com
- Three or more named leaders (supporting)+10 pts
- T.J. Worsencroft - CEOnavigateriskadvisors.com
- Dan McLaughlin - Director of Business Developmentnavigateriskadvisors.com
- Holly Roe - Group Benefits Directornavigateriskadvisors.com
- Stephanie Ricketts - Medicare and Individual Health Specialistnavigateriskadvisors.com
- Heather Timko - Personal Lines Account Managernavigateriskadvisors.com
- Anna Styles - Office Managernavigateriskadvisors.com
- Elizabeth Fox - Administrative & Marketing Coordinatornavigateriskadvisors.com
- Mae Lima - Customer Service Representativenavigateriskadvisors.com
- Size-only cap (policy P-SIZE): no independent buyer signal (supporting)-1 pts
Total: 34 points → Agency Match score 34/100, capped at Low by the size gate (size signals alone cannot give Medium or High).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 11 facts from 1 website.
Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.
Open to Selling
Acquisition Research Fit
Insufficient EvidenceNo Acquisition Research Fit rating. Years in operation alone, or size alone, is not a rating.
- Two documented office cities. Market segment A is descriptive context. Verified · +2 ptsnavigateriskadvisors.com
Confidence: low. Separate from the rating.
Not on file: Owner tenure is not established; Years in operation are not established; No internal succession document; Confirmed sale interest is unknown.
Confirmed sale interest: Unknown
Mentorship & Peer Connections
Low · 15Public signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.
Agency Match score: 15/100 · Medium confidence: 3+ public facts
Why: Insurance industry or carrier recognition; three or more named leaders
- Insurance industry or carrier recognition · 1st Top Performer of SIA 2024navigateriskadvisors.com
- Three or more named leaders · T.J. Worsencroft - CEOnavigateriskadvisors.com
What this rating was based on (2 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Insurance industry or carrier recognition+10 pts
- 1st Top Performer of SIA 2024navigateriskadvisors.com
- Three or more named leaders (supporting)+5 pts
- T.J. Worsencroft - CEOnavigateriskadvisors.com
- Dan McLaughlin - Director of Business Developmentnavigateriskadvisors.com
- Holly Roe - Group Benefits Directornavigateriskadvisors.com
- Stephanie Ricketts - Medicare and Individual Health Specialistnavigateriskadvisors.com
- Heather Timko - Personal Lines Account Managernavigateriskadvisors.com
- Anna Styles - Office Managernavigateriskadvisors.com
- Elizabeth Fox - Administrative & Marketing Coordinatornavigateriskadvisors.com
- Mae Lima - Customer Service Representativenavigateriskadvisors.com
Total: 15 points → Agency Match score 15/100, rated Low (High at 60+, Medium at 35+).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 9 facts from 1 website.
Not known publicly: Whether the principals want to mentor or be mentored.
Business Partnerships
High · 60Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.
Agency Match score: 60/100 · Medium confidence: 3+ public facts
Why: Niche specialty line documented; three or more carriers named; serves more than one state or a wide region
- Niche specialty line documented · Personal, Business, Employee Benefits, Medicare, Franchisenavigateriskadvisors.com
- Three or more carriers named · American Modernnavigateriskadvisors.com
- Serves more than one state or a wide region · Cleveland, Westlake, Northeast Ohio, and all 50 statesnavigateriskadvisors.com
- Several documented lines of business · Personal Insurance, Business Insurance, Employee Benefitsnavigateriskadvisors.com
What this rating was based on (5 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Niche specialty line documented+20 pts
- Personal, Business, Employee Benefits, Medicare, Franchisenavigateriskadvisors.com
- Three or more carriers named+15 pts
- American Modernnavigateriskadvisors.com
- Progressivenavigateriskadvisors.com
- Aetnanavigateriskadvisors.com
- Anthemnavigateriskadvisors.com
- Grangenavigateriskadvisors.com
- Liberty Mutualnavigateriskadvisors.com
- Medical Mutualnavigateriskadvisors.com
- Motoristsnavigateriskadvisors.com
- Nationwidenavigateriskadvisors.com
- Selectivenavigateriskadvisors.com
- Hartfordnavigateriskadvisors.com
- Travelersnavigateriskadvisors.com
- Serves more than one state or a wide region+10 pts
- Cleveland, Westlake, Northeast Ohio, and all 50 statesnavigateriskadvisors.com
- Several documented lines of business (supporting)+10 pts
- Personal Insurance, Business Insurance, Employee Benefitsnavigateriskadvisors.com
- Personal Insurance, Business Insurance, Employee Benefitsnavigateriskadvisors.com
- Two or more documented offices (supporting)+5 pts
- Westlake, OH - 28899 Center Ridge Road, Suite 303navigateriskadvisors.com
- Cleveland, OH - 600 Granger Road, #200navigateriskadvisors.com
Total: 60 points → Agency Match score 60/100, rated High (High at 60+, Medium at 35+).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 18 facts from 1 website.
Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.
Record & channel
Ohio resident business-entity license (NPN 17805573), licensed at Westlake, OH
gateway.insurance.ohio.govIndependent agency
“Navigate Risk Advisors is an independent insurance agency with offices in Ohio”navigateriskadvisors.com
Not confirmed. Names on a website or license are not treated as proof of who owns the agency.
Website: navigateriskadvisors.com
Locations & footprint
Westlake, Ohio
Operating office
Cleveland, Ohio
Operating office
Documented offices are not necessarily the full service area. Acquisitions do not establish additional offices.
Highlights
People & affiliations
T.J. Worsencroft Licensed Agent, CEO
Dan McLaughlin Licensed Agent, Director of Business Development
Holly Roe, MBA Licensed Agent, Group Benefits Director
Stephanie Ricketts Medicare and Individual Health Specialist
Heather Timko Licensed Agent, Personal Lines Account Manager
Anna Styles Office Manager
Elizabeth "Liz" Fox Administrative & Marketing Coordinator
Mae Lima Customer Service Representative
Names & entities
Legal name on license record
Facts from published sources (37 verified, 1 unverified)
Westlake, OH - 28899 Center Ridge Road, Suite 303
“Westlake, OH Office 28899 Center Ridge Road, Suite 303 Westlake, OH 44145”navigateriskadvisors.com
Cleveland, OH - 600 Granger Road, #200
“Cleveland, OH Office 600 Granger Road, #200 Cleveland, OH 44131”navigateriskadvisors.com
Independent insurance agency
“Navigate Risk Advisors is an independent insurance agency with offices in Ohio”navigateriskadvisors.com
Personal, Business, Employee Benefits, Medicare, Franchise
“Navigate Risk Advisors offers a variety of personal insurance , business insurance , and employee benefits solutions”navigateriskadvisors.com
American Modern
“We proudly represent American Modern, Progressive, and more! Explore All Carriers”navigateriskadvisors.com
Progressive
“We proudly represent American Modern, Progressive, and more! Explore All Carriers”navigateriskadvisors.com
Cleveland, Westlake, Northeast Ohio, and all 50 states
“proudly serving clients in Cleveland, Westlake, and throughout Northeast Ohio, while providing insurance solutions to individuals and businesses across all 50 states”navigateriskadvisors.com
28899 Center Ridge Road, Suite 303, Westlake, OH 44145
“Our Westlake, OH Office 28899 Center Ridge Road Suite 303 Westlake, OH 44145”navigateriskadvisors.com
600 Granger Road, #200, Cleveland, OH 44131
“Our Cleveland, OH Office 600 Granger Road #200 Cleveland, OH 44131”navigateriskadvisors.com
Independent insurance agency
“Our independent insurance agency has one goal in mind—to serve our customers with expert advice and quality insurance products to protect what’s most important.”navigateriskadvisors.com
Over nine years in business
“Helping clients navigate insurance for over nine years.”navigateriskadvisors.com
Personal Insurance, Business Insurance, Employee Benefits
“Insurance Solutions – Personal Insurance Home and Auto (Bundled) Watercraft Medicare See All Insurance by Industry Contractor Manufacturer Restaurant See All – Business Insurance Cyber Liability Errors and Omissions Liability Franchise Insurance Vision Source See All Employee Benefits Group Health Group Dental Group Vision See All”navigateriskadvisors.com
AL, AZ, AR, CA, CO, CT, DC, FL, GA, IL, IA, IN, KS, KY, MA, MD, MI, MN, MO, MT, NV, NJ, NM, NY, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WI, and WY
“We are licensed in AL, AZ, AR, CA, CO, CT, DC, FL, GA, IL, IA, IN, KS, KY, MA, MD, MI, MN, MO, MT, NV, NJ, NM, NY, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WI, and WY”navigateriskadvisors.com
1st Top Performer of SIA 2024
“1 st Top Performer of SIA 2024”navigateriskadvisors.com
Westlake, OH - 28899 Center Ridge Road, Suite 303
“Westlake, OH Office 28899 Center Ridge Road, Suite 303 Westlake, OH 44145”navigateriskadvisors.com
Cleveland, OH - 600 Granger Road, #200
“Cleveland, OH Office 600 Granger Road, #200 Cleveland, OH 44131”navigateriskadvisors.com
T.J. Worsencroft - CEO
“T.J. Worsencroft Licensed Agent, CEO”navigateriskadvisors.com
Dan McLaughlin - Director of Business Development
“Dan McLaughlin Licensed Agent, Director of Business Development”navigateriskadvisors.com
Holly Roe - Group Benefits Director
“Holly Roe, MBA Licensed Agent, Group Benefits Director”navigateriskadvisors.com
Stephanie Ricketts - Medicare and Individual Health Specialist
“Stephanie Ricketts Medicare and Individual Health Specialist”navigateriskadvisors.com
Heather Timko - Personal Lines Account Manager
“Heather Timko Licensed Agent, Personal Lines Account Manager”navigateriskadvisors.com
Anna Styles - Office Manager
“Anna Styles Office Manager”navigateriskadvisors.com
Elizabeth Fox - Administrative & Marketing Coordinator
“Elizabeth "Liz" Fox Administrative & Marketing Coordinator”navigateriskadvisors.com
Mae Lima - Customer Service Representative
“Mae Lima Customer Service Representative”navigateriskadvisors.com
Personal Insurance, Business Insurance, Employee Benefits
“Insurance Solutions – Personal Insurance Home and Auto (Bundled) Watercraft Medicare See All Insurance by Industry Contractor Manufacturer Restaurant See All – Business Insurance Cyber Liability Errors and Omissions Liability Franchise Insurance Vision Source See All Employee Benefits Group Health Group Dental Group Vision See All”navigateriskadvisors.com
Show 1 unverified fact (did not pass QA)
Independence statement: We Are Independent
“We Are Independent”
QA note: Unverified: challenge rejected. Shown for transparency; not treated as a fact.
navigateriskadvisors.com