Citadel Insurance Associates LLC

Based on public information · Profile not yet claimed

Independent agency

Offices: West Chester & Blanchester · Ohio

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Citadel Insurance Associates LLC is an independent insurance agency licensed in West Chester, OH. Its website lists offices in West Chester, Blanchester. Lines listed: Personal Insurance: Auto, Home, Renters, Umbrella, Valuable Possessions. Founding or history: 2012. Agency Match assessments based on public information: Business Partnerships medium; Looking to Buy low. 38 publicly sourced facts with links.

How we determined the info on this profile

License record: taken from the state license roster.
Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
Carrier partnerships: based on carriers named on the agency's website.
Looking to Buy: scored from documented acquisitions, growth and offices on the public record.
Open to Selling: not enough public facts for a score.
Mentorship & Peer Connections: not enough public facts for a score.
Business Partnerships: scored from specialties, markets and carriers published on the agency's website.

Research

Detailed profile

Geography

2 documented offices

Ownership events

Ownership

Not confirmed

Agency Match assessments

Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.

Looking to Buy

Low · 34

Public signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.

Capped at Low: size, reach and staff depth are supporting signals only. A Medium or High needs at least one independent buyer signal (a documented acquisition, growth by acquisition or a documented expansion).

Agency Match score: 34/100 · Medium confidence: 3+ public facts

Why: Two or more documented offices; serves more than one state or a wide region; three or more named leaders

Two or more documented offices · West Chester, OHcitadelinsuranceassociates.com
Serves more than one state or a wide region · OH, TN, KY, IN, SCcitadelinsuranceassociates.com
Three or more named leaders · Veteran-ownedcitadelinsuranceassociates.com
Size-only cap (policy P-SIZE): no independent buyer signal

What this rating was based on (4 factors)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

Two or more documented offices+15 pts
- West Chester, OHcitadelinsuranceassociates.com
- Blanchester, OHcitadelinsuranceassociates.com
Serves more than one state or a wide region (supporting)+10 pts
- OH, TN, KY, IN, SCcitadelinsuranceassociates.com
Three or more named leaders (supporting)+10 pts
- Veteran-ownedcitadelinsuranceassociates.com
- Joseph B. Mullins, Sr. is Principal/Partnercitadelinsuranceassociates.com
- Timothy A. Sevrence is Partnercitadelinsuranceassociates.com
- Ray Yowler is Agentcitadelinsuranceassociates.com
- Jerry J. Lockwood is Agentcitadelinsuranceassociates.com
Size-only cap (policy P-SIZE): no independent buyer signal (supporting)-1 pts

Total: 34 points → Agency Match score 34/100, capped at Low by the size gate (size signals alone cannot give Medium or High).

Confidence (separate from the rating): Medium confidence: 3+ public facts · 8 facts from 1 website.

Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.

Open to Selling

Acquisition Research Fit

Insufficient Evidence

No Acquisition Research Fit rating. Years in operation alone, or size alone, is not a rating.

Two documented office cities. Market segment A is descriptive context. Verified · +2 ptscitadelinsuranceassociates.com

Confidence: low. Separate from the rating.

Not on file: Owner tenure is not established; Years in operation are not established; No internal succession document; Confirmed sale interest is unknown.

Confirmed sale interest: Unknown

Mentorship & Peer Connections

Insufficient Evidence

Public signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.

Why: Three or more named leaders

Three or more named leaders · Veteran-ownedcitadelinsuranceassociates.com

What this rating was based on (1 factor)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

Three or more named leaders (supporting)+5 pts
- Veteran-ownedcitadelinsuranceassociates.com
- Joseph B. Mullins, Sr. is Principal/Partnercitadelinsuranceassociates.com
- Timothy A. Sevrence is Partnercitadelinsuranceassociates.com
- Ray Yowler is Agentcitadelinsuranceassociates.com
- Jerry J. Lockwood is Agentcitadelinsuranceassociates.com

Total: 5 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.

Confidence (separate from the rating): not given without a rating · 5 facts from 1 website.

Not known publicly: Whether the principals want to mentor or be mentored.

Business Partnerships

Medium · 40

Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.

Agency Match score: 40/100 · Medium confidence: 3+ public facts

Why: Three or more carriers named; serves more than one state or a wide region; several documented lines of business

Three or more carriers named · Grange Insurancecitadelinsuranceassociates.com
Serves more than one state or a wide region · OH, TN, KY, IN, SCcitadelinsuranceassociates.com
Several documented lines of business · Personal Insurance: Auto, Home, Renters, Umbrella, Valuable Possessionscitadelinsuranceassociates.com
Two or more documented offices · West Chester, OHcitadelinsuranceassociates.com

What this rating was based on (4 factors)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

Three or more carriers named+15 pts
- Grange Insurancecitadelinsuranceassociates.com
- Allstatecitadelinsuranceassociates.com
- Chubbcitadelinsuranceassociates.com
- Encompasscitadelinsuranceassociates.com
- Foremostcitadelinsuranceassociates.com
- National Generalcitadelinsuranceassociates.com
- Nationwidecitadelinsuranceassociates.com
- Ohio Mutualcitadelinsuranceassociates.com
- Progressivecitadelinsuranceassociates.com
- Selectivecitadelinsuranceassociates.com
- The Generalcitadelinsuranceassociates.com
- Tower Hillcitadelinsuranceassociates.com
Serves more than one state or a wide region+10 pts
- OH, TN, KY, IN, SCcitadelinsuranceassociates.com
Several documented lines of business (supporting)+10 pts
- Personal Insurance: Auto, Home, Renters, Umbrella, Valuable Possessionscitadelinsuranceassociates.com
- Business Insurance: Business Owners, Business Auto, Commercial Property, Commercial Umbrella, General Liabilitycitadelinsuranceassociates.com
- Auto Insurance, Home Insurance, Renters Insurance, Umbrella Insurance, Valuable Possessions Insurancecitadelinsuranceassociates.com
- Business Owners Insurance, Business Auto Insurance, Commercial Property Insurance, Commercial Umbrella Insurance, Generacitadelinsuranceassociates.com
- Personal Insurance, Auto Insurance, Home Insurance, Renters Insurance, Umbrella Insurance, Valuable Possessions Insuranccitadelinsuranceassociates.com
- Business Insurance, Business Owners Insurance, Business Auto Insurance, Commercial Property Insurance, Commercial Umbrelcitadelinsuranceassociates.com
Two or more documented offices (supporting)+5 pts
- West Chester, OHcitadelinsuranceassociates.com
- Blanchester, OHcitadelinsuranceassociates.com

Total: 40 points → Agency Match score 40/100, rated Medium (High at 60+, Medium at 35+).

Confidence (separate from the rating): Medium confidence: 3+ public facts · 21 facts from 1 website.

Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.

Record & channel

License recordPublicly sourced

Ohio resident business-entity license (NPN 16714651), licensed at West Chester, OH

gateway.insurance.ohio.gov

ChannelPublicly sourced

Independent agency

“And as an independent agency, we work with numerous insurance companies to provide you with a variety of solutions”

Citadel Insurance Associates LLC

Agency Match assessments

Looking to Buy

Open to Selling

Mentorship & Peer Connections

Business Partnerships

Record & channel

Locations & footprint

Highlights

Story so far

People & affiliations

Names & entities

Facts from published sources (38 verified)