Harrod Insurance Agency INC
Based on public information · Profile not yet claimedIndependent agency
Offices: Wapakoneta · OhioHarrod Insurance Agency INC is an independent insurance agency licensed in Wapakoneta, OH. Lines listed: Auto, Home, Farm, Business, Motorcycle, Life, Commercial Auto. Agency Match assessments based on public information: Business Partnerships low. 13 publicly sourced facts with links.
How we determined the info on this profile
- License record: taken from the state license roster.
- Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
- Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
- Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
- Carrier partnerships: based on carriers named on the agency's website.
- Looking to Buy: not enough public facts for a score.
- Open to Selling: not enough public facts for a score.
- Mentorship & Peer Connections: not enough public facts for a score.
- Business Partnerships: scored from specialties, markets and carriers published on the agency's website.
Research
Detailed profile
Geography
1 documented offices
Ownership events
None documented
Ownership
Not confirmed
Agency Match assessments
Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.
Looking to Buy
Insufficient EvidencePublic signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.
Why: Not enough public information for this assessment.
What this rating was based on (0 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
No factor in this rubric was found in public information.
Total: 0 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.
Confidence (separate from the rating): not given without a rating · 0 facts from 0 websites.
Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.
Open to Selling
Acquisition Research Fit
Insufficient EvidenceNo Acquisition Research Fit rating. Years in operation alone, or size alone, is not a rating.
Confidence: low. Separate from the rating.
Not on file: Owner tenure is not established; Years in operation are not established; No internal succession document; Confirmed sale interest is unknown.
Confirmed sale interest: Unknown
Mentorship & Peer Connections
Insufficient EvidencePublic signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.
Why: Insurance industry or carrier recognition
- Insurance industry or carrier recognition · Award: 2026 Professional Services awarded to Harrod Insurance Agency Inc.harrodinsurance.com
What this rating was based on (1 factor)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Insurance industry or carrier recognition+10 pts
- Award: 2026 Professional Services awarded to Harrod Insurance Agency Inc.harrodinsurance.com
Total: 10 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.
Confidence (separate from the rating): not given without a rating · 1 facts from 1 website.
Not known publicly: Whether the principals want to mentor or be mentored.
Business Partnerships
Low · 30Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.
Agency Match score: 30/100 · Medium confidence: 3+ public facts
Why: Niche specialty line documented; several documented lines of business
- Niche specialty line documented · Auto, Home, Farm, Business, Motorcycle, Life, Commercial Autoharrodinsurance.com
- Several documented lines of business · Life and Annuitiesharrodinsurance.com
What this rating was based on (2 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Niche specialty line documented+20 pts
- Auto, Home, Farm, Business, Motorcycle, Life, Commercial Autoharrodinsurance.com
- Several documented lines of business (supporting)+10 pts
- Life and Annuitiesharrodinsurance.com
- Auto, Home, Farm, Business, Motorcycle, Life, Commercial Autoharrodinsurance.com
- Lines of business: Umbrellaharrodinsurance.com
- Lines of business: Boat and Watercraftharrodinsurance.com
Total: 30 points → Agency Match score 30/100, rated Low (High at 60+, Medium at 35+).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 5 facts from 1 website.
Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.
Record & channel
Ohio resident business-entity license (NPN 8019788), licensed at Wapakoneta, OH
gateway.insurance.ohio.govIndependent agency
“Being independent agents, we have the ability to utilize several companies to assure you of the lowest possible premium and the best coverage that is available.”harrodinsurance.com
Not confirmed. Names on a website or license are not treated as proof of who owns the agency.
Website: harrodinsurance.com
Locations & footprint
Wapakoneta, Ohio
Operating office
Documented offices are not necessarily the full service area. Acquisitions do not establish additional offices.
Highlights
People & affiliations
About Harrod Insurance Agency was established in the mid 1960’s by Harold Harrod Sr.
Chet Harrod was licensed and added to the staff in 2003.
Due to health conditions, the agency was sold to his son Barney and wife, Julie, in 1984.
Due to health conditions, the agency was sold to his son Barney and wife, Julie, in 1984.
Names & entities
Legal name on license record
Facts from published sources (13 verified, 4 unverified)
Wapakoneta, Ohio 45895
“Harrod Insurance Agency | 12038 Owl Creek Road | Wapakoneta, Ohio 45895”harrodinsurance.com
Auto, Home, Farm, Business, Motorcycle, Life, Commercial Auto
“Our Products Include Auto Home Farm Business Motorcycle Life Commercial Auto AND MUCH MORE!”harrodinsurance.com
Life and Annuities
“Harrod Insurance is now offering Life and Annuities”harrodinsurance.com
Award: 2026 Professional Services awarded to Harrod Insurance Agency Inc.
“2026 Professional Services awarded to Harrod Insurance Agency Inc.”harrodinsurance.com
Harold Harrod Sr. (Founder)
“About Harrod Insurance Agency was established in the mid 1960’s by Harold Harrod Sr.”harrodinsurance.com
Ohio Mutual
“representing Ohio Mutual, Shelby Branch, located in Anna, Ohio.”harrodinsurance.com
Chet Harrod (Staff/Specialist)
“Chet Harrod was licensed and added to the staff in 2003.”harrodinsurance.com
Independent agents
“Being independent agents, we have the ability to utilize several companies to assure you of the lowest possible premium and the best coverage that is available.”harrodinsurance.com
Wapakoneta, Ohio 45895
“Harrod Insurance Agency | 12038 Owl Creek Road | Wapakoneta, Ohio 45895”harrodinsurance.com
Auto, Home, Farm, Business, Motorcycle, Life, Commercial Auto
“Insurance for Auto, Home, Farm, Business, Motorcycle, Life, Commercial Auto and much more.”harrodinsurance.com
Auto-Owners
“Auto-Owners Insurance Group is one of only nine groups of insurance companies in the United States to receive the highest rating possible, A++ Superior, by A.M.”harrodinsurance.com
Lines of business: Boat and Watercraft
“Boat and Watercraft”harrodinsurance.com
Show 4 unverified facts (did not pass QA)
mid 1960’s
“About Harrod Insurance Agency was established in the mid 1960’s by Harold Harrod Sr.”
QA note: Unverified: year not in quote. Shown for transparency; not treated as a fact.
harrodinsurance.comSold to Barney and Julie Harrod in 1984
“Due to health conditions, the agency was sold to his son Barney and wife, Julie, in 1984.”
QA note: Unverified: challenge rejected. Shown for transparency; not treated as a fact.
harrodinsurance.comBarney Harrod (Owner)
“Due to health conditions, the agency was sold to his son Barney and wife, Julie, in 1984.”
QA note: Unverified: challenge rejected. Shown for transparency; not treated as a fact.
harrodinsurance.comJulie Harrod (Owner)
“Due to health conditions, the agency was sold to his son Barney and wife, Julie, in 1984.”
QA note: Unverified: challenge rejected. Shown for transparency; not treated as a fact.
harrodinsurance.com