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Harrod Insurance Agency INC

Based on public information · Profile not yet claimed

Independent agency

Offices: Wapakoneta · Ohio
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Harrod Insurance Agency INC is an independent insurance agency licensed in Wapakoneta, OH. Lines listed: Auto, Home, Farm, Business, Motorcycle, Life, Commercial Auto. Agency Match assessments based on public information: Business Partnerships low. 13 publicly sourced facts with links.

How we determined the info on this profile
  • License record: taken from the state license roster.
  • Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
  • Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
  • Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
  • Carrier partnerships: based on carriers named on the agency's website.
  • Looking to Buy: not enough public facts for a score.
  • Open to Selling: not enough public facts for a score.
  • Mentorship & Peer Connections: not enough public facts for a score.
  • Business Partnerships: scored from specialties, markets and carriers published on the agency's website.

Research

Detailed profile

Geography

1 documented offices

Ownership events

None documented

Ownership

Not confirmed

Agency Match assessments

Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.

Looking to Buy

Insufficient Evidence

Public signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.

Why: Not enough public information for this assessment.

What this rating was based on (0 factors)

Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

No factor in this rubric was found in public information.

    Total: 0 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.

    Confidence (separate from the rating): not given without a rating · 0 facts from 0 websites.

    Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.

    Open to Selling

    Acquisition Research Fit

    Insufficient Evidence

    No Acquisition Research Fit rating. Years in operation alone, or size alone, is not a rating.

    Confidence: low. Separate from the rating.

    Not on file: Owner tenure is not established; Years in operation are not established; No internal succession document; Confirmed sale interest is unknown.

    Confirmed sale interest: Unknown

    Mentorship & Peer Connections

    Insufficient Evidence

    Public signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.

    Why: Insurance industry or carrier recognition

    • Insurance industry or carrier recognition · Award: 2026 Professional Services awarded to Harrod Insurance Agency Inc.harrodinsurance.com
    What this rating was based on (1 factor)

    Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

    1. Insurance industry or carrier recognition+10 pts

    Total: 10 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.

    Confidence (separate from the rating): not given without a rating · 1 facts from 1 website.

    Not known publicly: Whether the principals want to mentor or be mentored.

    Business Partnerships

    Low · 30

    Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.

    Agency Match score: 30/100 · Medium confidence: 3+ public facts

    Why: Niche specialty line documented; several documented lines of business

    What this rating was based on (2 factors)

    Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.

    1. Niche specialty line documented+20 pts
    2. Several documented lines of business (supporting)+10 pts

    Total: 30 points → Agency Match score 30/100, rated Low (High at 60+, Medium at 35+).

    Confidence (separate from the rating): Medium confidence: 3+ public facts · 5 facts from 1 website.

    Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.

    Record & channel

    License recordPublicly sourced

    Ohio resident business-entity license (NPN 8019788), licensed at Wapakoneta, OH

    gateway.insurance.ohio.gov
    ChannelPublicly sourced

    Independent agency

    “Being independent agents, we have the ability to utilize several companies to assure you of the lowest possible premium and the best coverage that is available.”
    harrodinsurance.com
    OwnershipUnknown

    Not confirmed. Names on a website or license are not treated as proof of who owns the agency.

    Website: harrodinsurance.com

    Locations & footprint

    Wapakoneta, Ohio

    Operating office

    PublishedBrowse city

    Documented offices are not necessarily the full service area. Acquisitions do not establish additional offices.

    Highlights

    Auto, Home, Farm, Business, Motorcycle, Life, Commercial Auto

    People & affiliations

    Harold Harrod Sr. (Founder)Published

    About Harrod Insurance Agency was established in the mid 1960’s by Harold Harrod Sr.

    Chet Harrod (Staff/Specialist)Published

    Chet Harrod was licensed and added to the staff in 2003.

    Barney Harrod (Owner)Incomplete

    Due to health conditions, the agency was sold to his son Barney and wife, Julie, in 1984.

    Julie Harrod (Owner)Incomplete

    Due to health conditions, the agency was sold to his son Barney and wife, Julie, in 1984.

    Names & entities

    HARROD INSURANCE AGENCY INCRecord

    Legal name on license record

    Facts from published sources (13 verified, 4 unverified)

    Office locationPublicly sourced

    Wapakoneta, Ohio 45895

    “Harrod Insurance Agency | 12038 Owl Creek Road | Wapakoneta, Ohio 45895”
    harrodinsurance.com
    Line of businessPublicly sourced

    Auto, Home, Farm, Business, Motorcycle, Life, Commercial Auto

    “Our Products Include Auto Home Farm Business Motorcycle Life Commercial Auto AND MUCH MORE!”
    harrodinsurance.com
    Line of businessPublicly sourced

    Life and Annuities

    “Harrod Insurance is now offering Life and Annuities”
    harrodinsurance.com
    AwardPublicly sourced

    Award: 2026 Professional Services awarded to Harrod Insurance Agency Inc.

    “2026 Professional Services awarded to Harrod Insurance Agency Inc.”
    harrodinsurance.com
    LeadershipPublicly sourced

    Harold Harrod Sr. (Founder)

    “About Harrod Insurance Agency was established in the mid 1960’s by Harold Harrod Sr.”
    harrodinsurance.com
    CarrierPublicly sourced

    Ohio Mutual

    “representing Ohio Mutual, Shelby Branch, located in Anna, Ohio.”
    harrodinsurance.com
    LeadershipPublicly sourced

    Chet Harrod (Staff/Specialist)

    “Chet Harrod was licensed and added to the staff in 2003.”
    harrodinsurance.com
    IndependentPublicly sourced

    Independent agents

    “Being independent agents, we have the ability to utilize several companies to assure you of the lowest possible premium and the best coverage that is available.”
    harrodinsurance.com
    Office locationPublicly sourced

    Wapakoneta, Ohio 45895

    “Harrod Insurance Agency | 12038 Owl Creek Road | Wapakoneta, Ohio 45895”
    harrodinsurance.com
    Line of businessPublicly sourced

    Auto, Home, Farm, Business, Motorcycle, Life, Commercial Auto

    “Insurance for Auto, Home, Farm, Business, Motorcycle, Life, Commercial Auto and much more.”
    harrodinsurance.com
    CarrierPublicly sourced

    Auto-Owners

    “Auto-Owners Insurance Group is one of only nine groups of insurance companies in the United States to receive the highest rating possible, A++ Superior, by A.M.”
    harrodinsurance.com
    Line of businessPublicly sourced

    Lines of business: Umbrella

    “Umbrella”
    harrodinsurance.com
    Line of businessPublicly sourced

    Lines of business: Boat and Watercraft

    “Boat and Watercraft”
    harrodinsurance.com
    Show 4 unverified facts (did not pass QA)
    FoundingDid not pass QA

    mid 1960’s

    “About Harrod Insurance Agency was established in the mid 1960’s by Harold Harrod Sr.”

    QA note: Unverified: year not in quote. Shown for transparency; not treated as a fact.

    harrodinsurance.com
    Ownership eventDid not pass QA

    Sold to Barney and Julie Harrod in 1984

    “Due to health conditions, the agency was sold to his son Barney and wife, Julie, in 1984.”

    QA note: Unverified: challenge rejected. Shown for transparency; not treated as a fact.

    harrodinsurance.com
    LeadershipDid not pass QA

    Barney Harrod (Owner)

    “Due to health conditions, the agency was sold to his son Barney and wife, Julie, in 1984.”

    QA note: Unverified: challenge rejected. Shown for transparency; not treated as a fact.

    harrodinsurance.com
    LeadershipDid not pass QA

    Julie Harrod (Owner)

    “Due to health conditions, the agency was sold to his son Barney and wife, Julie, in 1984.”

    QA note: Unverified: challenge rejected. Shown for transparency; not treated as a fact.

    harrodinsurance.com