The Carmichael Agency, LLC
Based on public information · Profile not yet claimedLicensed agency · channel not confirmed
Offices: Gallipolis · OhioThe Carmichael Agency, LLC is a licensed insurance agency licensed in Gallipolis, OH. Lines listed: Insurance and Financial Services. Founding or history: Loralee Carmichael has been an agent since 2013. Agency Match assessments based on public information: Business Partnerships medium. 15 publicly sourced facts with links.
How we determined the info on this profile
- License record: taken from the state license roster.
- Offices: based on offices listed on the agency's website. More than one office can count toward the Looking to Buy score.
- Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
- Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
- Looking to Buy: not enough public facts for a score.
- Open to Selling: not enough public facts for a score.
- Mentorship & Peer Connections: not enough public facts for a score.
- Business Partnerships: scored from specialties, markets and carriers published on the agency's website.
Research
Detailed profile
Geography
1 documented offices
Ownership events
1
Ownership
Not confirmed
Agency Match assessments
Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.
Looking to Buy
Insufficient EvidencePublic signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.
Why: Serves more than one state or a wide region; three or more named leaders
- Serves more than one state or a wide region · Gallia, Vinton, Scioto, Pike, Jackson, Lawrence, Meigs, Athens (OH); Mason, Putnam, Cabell, Wood (WV)carmichaelinsuranceagency.com
- Three or more named leaders · Loralee Carmichael is the ownercarmichaelinsuranceagency.com
What this rating was based on (2 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Serves more than one state or a wide region (supporting)+10 pts
- Gallia, Vinton, Scioto, Pike, Jackson, Lawrence, Meigs, Athens (OH); Mason, Putnam, Cabell, Wood (WV)carmichaelinsuranceagency.com
- Three or more named leaders (supporting)+10 pts
- Loralee Carmichael is the ownercarmichaelinsuranceagency.com
- John Carmichael is crop insurance specialistcarmichaelinsuranceagency.com
- Renee Carmichael Davis is an agentcarmichaelinsuranceagency.com
Total: 20 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.
Confidence (separate from the rating): not given without a rating · 4 facts from 1 website.
Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.
Open to Selling
Acquisition Research Fit
Insufficient EvidenceNo Acquisition Research Fit rating. Years in operation alone, or size alone, is not a rating.
Confidence: low. Separate from the rating.
Not on file: Owner tenure is not established; Years in operation are not established; No internal succession document; Confirmed sale interest is unknown.
Confirmed sale interest: Unknown
Mentorship & Peer Connections
Insufficient EvidencePublic signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.
Why: Three or more named leaders
- Three or more named leaders · Loralee Carmichael is the ownercarmichaelinsuranceagency.com
What this rating was based on (1 factor)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Three or more named leaders (supporting)+5 pts
- Loralee Carmichael is the ownercarmichaelinsuranceagency.com
- John Carmichael is crop insurance specialistcarmichaelinsuranceagency.com
- Renee Carmichael Davis is an agentcarmichaelinsuranceagency.com
Total: 5 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.
Confidence (separate from the rating): not given without a rating · 3 facts from 1 website.
Not known publicly: Whether the principals want to mentor or be mentored.
Business Partnerships
Medium · 40Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.
Agency Match score: 40/100 · Medium confidence: 3+ public facts
Why: Niche specialty line documented; serves more than one state or a wide region; several documented lines of business
- Niche specialty line documented · Farm Crop, Equine, Auto, Motorcycle, RV/Boat, ATV/UTV, Homeowners, Flood, Life, Health, Medicare, Umbrella, Cocarmichaelinsuranceagency.com
- Serves more than one state or a wide region · Gallia, Vinton, Scioto, Pike, Jackson, Lawrence, Meigs, Athens (OH); Mason, Putnam, Cabell, Wood (WV)carmichaelinsuranceagency.com
- Several documented lines of business · Insurance and Financial Servicescarmichaelinsuranceagency.com
What this rating was based on (3 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Niche specialty line documented+20 pts
- Farm Crop, Equine, Auto, Motorcycle, RV/Boat, ATV/UTV, Homeowners, Flood, Life, Health, Medicare, Umbrella, Commercialcarmichaelinsuranceagency.com
- Serves more than one state or a wide region+10 pts
- Gallia, Vinton, Scioto, Pike, Jackson, Lawrence, Meigs, Athens (OH); Mason, Putnam, Cabell, Wood (WV)carmichaelinsuranceagency.com
- Several documented lines of business (supporting)+10 pts
- Insurance and Financial Servicescarmichaelinsuranceagency.com
- Farm, Crop, Equine, Auto, Life, Health, Medicare, Commercialcarmichaelinsuranceagency.com
- Lines of business: Providing Farm-Related Coverage Options for Lawrence County, OHcarmichaelinsuranceagency.com
- Lines of business: Providing Employers with Quality Commercial Auto Insurancecarmichaelinsuranceagency.com
Total: 40 points → Agency Match score 40/100, rated Medium (High at 60+, Medium at 35+).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 6 facts from 1 website.
Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.
Record & channel
Ohio resident business-entity license (NPN 18043585), licensed at Gallipolis, OH
gateway.insurance.ohio.govLicensed agency · channel not confirmed
No published statement found yet saying whether this agency is independent or represents one carrier.
Not confirmed. Names on a website or license are not treated as proof of who owns the agency.
Website: carmichaelinsuranceagency.com
Locations & footprint
Gallipolis, Ohio
Operating office
Documented offices are not necessarily the full service area. Acquisitions do not establish additional offices.
Highlights
Story so far
- —
Family owned and managed John Deere dealerships
Published
People & affiliations
Meet Agency Owner Loralee Carmichael The Carmichael Agency owner, Loralee Carmichael, is no stranger to running a business.
John now continues to own and manage his used equipment dealership along with row crop farming, and is the crop insurance specialist for the agency while Loralee and Renee specialize in all other lines of coverages.
Meet the Agent - Renee Carmichael Davis Being an insurance agent was not necessarily Renee Carmichael Davis’ planned profession.
Names & entities
Legal name on license record
Facts from published sources (15 verified)
579 Jackson Pike Gallipolis, OH 45631
“Carmichael Insurance & Financial Services LLC 579 Jackson Pike Gallipolis, OH 45631”carmichaelinsuranceagency.com
Insurance and Financial Services
“Insurance and Financial Services in Gallipolis, OH and Surrounding Areas in Ohio and West Virginia”carmichaelinsuranceagency.com
Gallia, Vinton, Scioto, Pike, Jackson, Lawrence, Meigs, Athens (OH); Mason, Putnam, Cabell, Wood (WV)
“Serving OH Counties of Gallia, Vinton, Scioto, Pike and Jackson, Lawrence, Meigs, and Athens and WV Counties of Mason, Jackson, Putnam, Cabell, Wood”carmichaelinsuranceagency.com
Farm Crop, Equine, Auto, Motorcycle, RV/Boat, ATV/UTV, Homeowners, Flood, Life, Health, Medicare, Umbrella, Commercial
“Auto Insurance Motorcycle Insurance RV / Boat / Personal Watercraft ATV / UTV / Travel Trailers Homeowners / Renters Flood Life Health Insurance & Medicare Umbrella Business Commercial Auto Commercial Property General Liability / Commercial Life”carmichaelinsuranceagency.com
579 Jackson Pike, Gallipolis, OH 45631
“Or stop by the office at 579 Jackson Pike in Gallipolis, OH during regular business hours.”carmichaelinsuranceagency.com
Loralee Carmichael is the owner
“Meet Agency Owner Loralee Carmichael The Carmichael Agency owner, Loralee Carmichael, is no stranger to running a business.”carmichaelinsuranceagency.com
John Carmichael is crop insurance specialist
“John now continues to own and manage his used equipment dealership along with row crop farming, and is the crop insurance specialist for the agency while Loralee and Renee specialize in all other lines of coverages.”carmichaelinsuranceagency.com
Renee Carmichael Davis is an agent
“Meet the Agent - Renee Carmichael Davis Being an insurance agent was not necessarily Renee Carmichael Davis’ planned profession.”carmichaelinsuranceagency.com
Farm, Crop, Equine, Auto, Life, Health, Medicare, Commercial
“Farm-Related Coverage Farm Crop Equine Insurance Services Auto Insurance Motorcycle Insurance RV / Boat / Personal Watercraft ATV / UTV / Travel Trailers Homeowners / Renters Flood Life Health Insurance & Medicare Umbrella Business Commercial Auto Commercial Property General Liability / Commercial Life”carmichaelinsuranceagency.com
Lawrence, Meigs, Athens, Mason, Jackson, Vinton, Gallia, Scioto, Pike, Putnam, Cabell, Wood counties
“Service Areas for Carmichael Insurance & Financial Services LLC Lawrence County, OH | Meigs County, OH | Athens County, OH | Mason County, WV | Jackson County, WV | Vinton County, OH Gallia County, OH | Scioto County, OH | Pike County, OH | Jackson County, OH | Putnam County, OH | Cabell County, WV | Wood County, WV”carmichaelinsuranceagency.com
Loralee Carmichael has been an agent since 2013
“Loralee has been an insurance agent since 2013, and is licensed in Ohio, West Virginia, and Kentucky.”carmichaelinsuranceagency.com
Renee Carmichael Davis has been an agent since 2014
“Renee has been an insurance agent since 2014 and is licensed in Ohio and West Virginia.”carmichaelinsuranceagency.com
Family owned and managed John Deere dealerships
“Later, John and Loralee along with their daughters owned and managed three John Deere dealerships in Ohio, West Virginia and Kentucky.”carmichaelinsuranceagency.com
Lines of business: Providing Farm-Related Coverage Options for Lawrence County, OH
“Providing Farm-Related Coverage Options for Lawrence County, OH”carmichaelinsuranceagency.com
Lines of business: Providing Employers with Quality Commercial Auto Insurance
“Providing Employers with Quality Commercial Auto Insurance”carmichaelinsuranceagency.com