Loveless Insurance Agency INC
Based on public information · Profile not yet claimedIndependent agency
Licensed in Ashville, OH · offices not yet documentedLoveless Insurance Agency INC is an independent insurance agency licensed in Ashville, OH. Lines listed: Auto, Home, Life, Business, and Church Insurance. Founding or history: 1990. Agency Match assessments based on public information: Business Partnerships medium. 12 publicly sourced facts with links.
How we determined the info on this profile
- License record: taken from the state license roster.
- Lines of business: based on text on the agency's website. They can count toward the Strategic Partnership score.
- Leadership: based on text on the agency's website. It can count toward the Mentorship & Peer Connection score.
- Carrier partnerships: based on carriers named on the agency's website.
- Looking to Buy: not enough public facts for a score.
- Open to Selling: not enough public facts for a score.
- Mentorship & Peer Connections: not enough public facts for a score.
- Business Partnerships: scored from specialties, markets and carriers published on the agency's website.
Research
Detailed profile
Geography
Licensed in Ashville, OH · offices not yet documented
Ownership events
1
Ownership
Not confirmed
Agency Match assessments
Agency Match uses public information and a proprietary scoring model to identify possible business opportunities. Ratings indicate potential, not confirmed interest, unless explicitly noted.
Looking to Buy
Insufficient EvidencePublic signs the agency buys or absorbs other agencies: past acquisitions, growth by acquisition, added offices and the depth to integrate a book.
Why: Public history of 15+ years in business or in the industry
- Public history of 15+ years in business or in the industry · 1989lovelessinsurance.com
What this rating was based on (1 factor)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Public history of 15+ years in business or in the industry (supporting)+5 pts
Total: 5 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.
Confidence (separate from the rating): not given without a rating · 1 facts from 1 website.
Not known publicly: Whether the agency is buying now and at what size; Financing and integration capacity.
Open to Selling
Acquisition Research Fit
Low · 5Acquisition Research Fit is low. Formation year 1989 is on a verified record (37 years in operation). The rating stays Low because years in operation and size are a business profile, not a transition. This is not a statement that the agency wants to sell.
- Formation year 1989 is on a verified record (37 years in operation). Verified · +5 ptslovelessinsurance.com
Confidence: low. Separate from the rating.
Not on file: Owner tenure is not established; No internal succession document; Confirmed sale interest is unknown.
Confirmed sale interest: Unknown
Mentorship & Peer Connections
Insufficient EvidencePublic signs of industry standing and willingness to share know-how: association leadership, teaching, memberships, recognition and tenure.
Why: Public history of 15+ years in business or in the industry; public history of 30+ years in business or in the industry
- Public history of 15+ years in business or in the industry · 1989lovelessinsurance.com
- Public history of 30+ years in business or in the industry · 1990lovelessinsurance.com
What this rating was based on (2 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Public history of 15+ years in business or in the industry (supporting)+10 pts
- Public history of 30+ years in business or in the industry (supporting)+5 pts
Total: 15 points → Insufficient Evidence: a rating needs at least two facts including one core factor for this assessment.
Confidence (separate from the rating): not given without a rating · 2 facts from 1 website.
Not known publicly: Whether the principals want to mentor or be mentored.
Business Partnerships
Medium · 45Public signs the agency would complement others: niche specialties, referral or partner relationships, broad carrier access, both personal and commercial lines, and regional reach.
Agency Match score: 45/100 · Medium confidence: 3+ public facts
Why: Niche specialty line documented; three or more carriers named; several documented lines of business
- Niche specialty line documented · Auto, Home, Life, Business, and Church Insurancelovelessinsurance.com
- Three or more carriers named · Progressivelovelessinsurance.com
- Several documented lines of business · Lines of business: Home, Auto, Life, Business, and Church Insurancelovelessinsurance.com
What this rating was based on (3 factors)
Based on public information. Points come from a fixed rubric. The score is a sum of points, not a probability. Confidence is shown separately and does not change the rating.
- Niche specialty line documented+20 pts
- Auto, Home, Life, Business, and Church Insurancelovelessinsurance.com
- Three or more carriers named+15 pts
- Progressivelovelessinsurance.com
- Foremostlovelessinsurance.com
- Grinnelllovelessinsurance.com
- Safecolovelessinsurance.com
- State Autolovelessinsurance.com
- Several documented lines of business (supporting)+10 pts
- Lines of business: Home, Auto, Life, Business, and Church Insurancelovelessinsurance.com
Total: 45 points → Agency Match score 45/100, rated Medium (High at 60+, Medium at 35+).
Confidence (separate from the rating): Medium confidence: 3+ public facts · 7 facts from 1 website.
Not known publicly: Which partnerships the agency would welcome; Carrier appointments not published online.
Record & channel
Ohio resident business-entity license (NPN 8175763), licensed at Ashville, OH
gateway.insurance.ohio.govIndependent agency
“We are a family-owned, independent agency that is now in its second generation, and we are here to help ensure a bright and stable future for you.”lovelessinsurance.com
Not confirmed. Names on a website or license are not treated as proof of who owns the agency.
Website: lovelessinsurance.com
Locations & footprint
Ashville, Ohio
Licensed in state
State and license records do not establish an operating office or a complete service area.
Highlights
Story so far
- 2017
Transition to independent agents in 2017
Published
People & affiliations
Our company was established in 1990 when Randy Loveless became an agent who partnered with Bob Pack Insurance Agency.
In 2011, a year before Bob retired, Zach (Randy’s son) founded his very own agency.
Randy decided to get into the insurance business in 1989 since he was newly married and decided to start a family.
In 2011, he decided to get into the insurance industry full time.
she finally became a licensed agent in 2017.
Names & entities
Legal name on license record
Facts from published sources (12 verified, 4 unverified)
1990
“Our company was established in 1990 when Randy Loveless became an agent who partnered with Bob Pack Insurance Agency.”lovelessinsurance.com
Randy Loveless
“Our company was established in 1990 when Randy Loveless became an agent who partnered with Bob Pack Insurance Agency.”lovelessinsurance.com
Transition to independent agents in 2017
“In 2017, Randy and Zach saw an opportunity to transition from being captive agents to becoming fully independent agents.”lovelessinsurance.com
Independent agency
“We are a family-owned, independent agency that is now in its second generation, and we are here to help ensure a bright and stable future for you.”lovelessinsurance.com
Auto, Home, Life, Business, and Church Insurance
“Auto, Home, Life, Business, and Church Insurance More Than 37 Years of Combined Industry Experience”lovelessinsurance.com
1989
“Randy decided to get into the insurance business in 1989 since he was newly married and decided to start a family.”lovelessinsurance.com
Lines of business: Home, Auto, Life, Business, and Church Insurance
“Home, Auto, Life, Business, and Church Insurance”lovelessinsurance.com
Show 4 unverified facts (did not pass QA)
Zach Loveless
“In 2011, a year before Bob retired, Zach (Randy’s son) founded his very own agency.”
QA note: Unverified: challenge rejected. Shown for transparency; not treated as a fact.
lovelessinsurance.comRandy - Owner/Agent
“Randy decided to get into the insurance business in 1989 since he was newly married and decided to start a family.”
QA note: Unverified: testimonial context. Shown for transparency; not treated as a fact.
lovelessinsurance.comZach - Agent
“In 2011, he decided to get into the insurance industry full time.”
QA note: Unverified: value not supported by quote. Shown for transparency; not treated as a fact.
lovelessinsurance.comMelissa - Licensed Agent
“she finally became a licensed agent in 2017.”
QA note: Unverified: testimonial context. Shown for transparency; not treated as a fact.
lovelessinsurance.com